{"id":17506,"date":"2024-08-02T03:11:21","date_gmt":"2024-08-02T03:11:21","guid":{"rendered":"https:\/\/wooshpay.com\/?p=17506"},"modified":"2024-08-02T03:11:23","modified_gmt":"2024-08-02T03:11:23","slug":"2d-payment-gateways-vs-3d-payment-gateways-which-is-better-for-your-business","status":"publish","type":"post","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/%e8%b5%84%e6%ba%90\/%e7%9f%a5%e8%af%86\/online-payments\/2024\/08\/02\/2d-payment-gateways-vs-3d-payment-gateways-which-is-better-for-your-business\/","title":{"rendered":"2D \u652f\u4ed8\u7f51\u5173\u4e0e 3D \u652f\u4ed8\u7f51\u5173\uff1a\u54ea\u79cd\u65b9\u5f0f\u66f4\u9002\u5408\u60a8\u7684\u4f01\u4e1a\uff1f"},"content":{"rendered":"<p><img decoding=\"async\" style=\"display: block; margin: 0 auto;\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/08\/2024-08-02-03-10-20.png?x-oss-process=style\/webp\" \/><\/p>\n<h2>\u4e86\u89e3\u652f\u4ed8\u7f51\u5173<\/h2>\n<p>\u5728\u5f53\u4eca\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Information_Age\">\u6570\u5b57\u65f6\u4ee3<\/a>\u56e0\u6b64\uff0c\u4f7f\u7528\u652f\u4ed8\u7f51\u5173\u5df2\u6210\u4e3a\u7f51\u4e0a\u4ea4\u6613\u7684\u5fc5\u8981\u6761\u4ef6 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a>.\u652f\u4ed8\u7f51\u5173\u662f\u4fc3\u8fdb\u5ba2\u6237\u4e0e\u5546\u5bb6\u4e4b\u95f4\u8d44\u91d1\u8f6c\u79fb\u7684\u6280\u672f\u89e3\u51b3\u65b9\u6848\u3002\u5b83\u4eec\u662f\u6388\u6743\u548c\u5904\u7406\u4ed8\u6b3e\u7684\u6865\u6881\uff0c\u786e\u4fdd\u5ba2\u6237\u548c\u5546\u5bb6\u7684\u4fe1\u606f\u5b89\u5168\u65e0\u865e\u3002\u652f\u4ed8\u7f51\u5173\u4e3b\u8981\u6709\u4e24\u7c7b\uff1a2D \u548c 3D \u652f\u4ed8\u7f51\u5173\u3002<\/p>\n<h2>\u4ec0\u4e48\u662f\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\uff1f<\/h2>\n<p>\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\uff0c\u53c8\u79f0\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\uff0c\u5904\u7406 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a> \u65e0\u9700\u5ba2\u6237\u8fdb\u884c\u4efb\u4f55\u989d\u5916\u9a8c\u8bc1\u3002\u5b83\u4eec\u901a\u5e38\u9700\u8981\u5728\u5b8c\u6210\u8d2d\u4e70\u524d\u8f93\u5165\u4fe1\u7528\u5361\u8be6\u7ec6\u4fe1\u606f\u548c\u5176\u4ed6\u5fc5\u8981\u7684\u652f\u4ed8\u4fe1\u606f\u3002<\/p>\n<h3>\u5b89\u5168<\/h3>\n<p>\u4efb\u4f55\u5728\u7ebf\u4ea4\u6613\u7684\u5173\u952e\u8003\u8651\u56e0\u7d20\u4e4b\u4e00\u662f <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a>.2D \u652f\u4ed8\u7f51\u5173\u63d0\u4f9b\u57fa\u672c\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u901a\u8fc7\u5bf9\u4ea4\u6613\u6570\u636e\u8fdb\u884c\u52a0\u5bc6\u3002\u4f46\u662f\uff0c\u5b83\u4eec\u4e0d\u5305\u62ec\u989d\u5916\u7684\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u5c42\uff0c\u8fd9\u53ef\u80fd\u4f7f\u5b83\u4eec\u66f4\u5bb9\u6613\u53d7\u5230\u6b3a\u8bc8\u6d3b\u52a8\u7684\u5f71\u54cd\u3002\u7531\u4e8e\u7f3a\u4e4f\u989d\u5916\u7684\u9a8c\u8bc1\uff0c\u672a\u7ecf\u6388\u6743\u7684\u7528\u6237\u66f4\u5bb9\u6613\u5b8c\u6210\u4ea4\u6613\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a> \u4f7f\u7528\u76d7\u53d6\u7684\u4fe1\u7528\u5361\u4fe1\u606f\u3002<\/p>\n<h3>\u7528\u6237\u4f53\u9a8c<\/h3>\n<p>\u4ece\u7528\u6237\u4f53\u9a8c\u7684\u89d2\u5ea6\u6765\u770b\uff0c\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u901a\u5e38\u66f4\u5feb\u3001\u66f4\u65b9\u4fbf\u3002\u7531\u4e8e\u4e0d\u9700\u8981\u8f93\u5165\u4e00\u6b21\u6027\u5bc6\u7801\uff08OTP\uff09\u6216\u8fdb\u884c\u4efb\u4f55\u5176\u4ed6\u5f62\u5f0f\u7684\u8eab\u4efd\u9a8c\u8bc1\u7b49\u989d\u5916\u6b65\u9aa4\uff0c\u5ba2\u6237\u53ef\u4ee5\u5feb\u901f\u5b8c\u6210\u8d2d\u4e70\u3002\u7531\u4e8e\u7ed3\u8d26\u6d41\u7a0b\u7b80\u6d01\u660e\u4e86\uff0c\u8fd9\u79cd\u6613\u7528\u6027\u53ef\u63d0\u9ad8\u8f6c\u6362\u7387\u3002<\/p>\n<h3>\u4ea4\u6613\u901f\u5ea6<\/h3>\n<p>\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u7684\u53e6\u4e00\u4e2a\u663e\u8457\u4f18\u52bf\u662f\u901f\u5ea6\u5feb\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a>.\u7531\u4e8e\u4e0d\u9700\u8981\u989d\u5916\u7684\u8eab\u4efd\u9a8c\u8bc1\uff0c\u56e0\u6b64\u6574\u4e2a\u8fc7\u7a0b\u66f4\u52a0\u5feb\u6377\u3002\u8fd9\u5bf9\u4f18\u5148\u8003\u8651\u5feb\u901f\u5b8c\u6210\u4ea4\u6613\u548c\u65b9\u4fbf\u5ba2\u6237\u7684\u5546\u5bb6\u975e\u5e38\u6709\u5229\u3002<\/p>\n<h2>\u4e86\u89e3\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173<\/h2>\n<p>\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u53c8\u79f0\u4e8c\u7ef4\u7f51\u5173\uff0c\u65e8\u5728\u4e3a\u5728\u7ebf\u652f\u4ed8\u63d0\u4f9b\u4e00\u79cd\u76f4\u63a5\u7684\u65b9\u6cd5\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a>.\u5b8c\u6210\u652f\u4ed8\u53ea\u9700\u4e24\u4e2a\u6b65\u9aa4\uff1a\u8f93\u5165\u94f6\u884c\u5361\u4fe1\u606f\u548c\u786e\u8ba4\u4ea4\u6613\u3002\u8fd9\u4e9b\u7f51\u5173\u56e0\u5176\u7b80\u5355\u5feb\u6377\u800c\u6df1\u53d7\u4e2d\u5c0f\u578b\u7535\u5b50\u5546\u52a1\u4f01\u4e1a\u7684\u6b22\u8fce\u3002<\/p>\n<h3>\u7b80\u5355\u5feb\u6377<\/h3>\n<p>\u4f7f\u7528\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u7684\u4e3b\u8981\u4f18\u52bf\u4e4b\u4e00\u662f\u4ea4\u6613\u901f\u5ea6\u5feb\u3002\u7531\u4e8e\u4ea4\u6613\u8fc7\u7a0b\u6d89\u53ca\u7684\u6b65\u9aa4\u8f83\u5c11\uff0c\u5b8c\u6210\u4ea4\u6613\u6240\u9700\u7684\u603b\u4f53\u65f6\u95f4\u5927\u5927\u7f29\u77ed\u3002\u8fd9\u5bf9\u4e8e\u6ce8\u91cd\u7528\u6237\u4f53\u9a8c\u3001\u5e0c\u671b\u4e3a\u5ba2\u6237\u63d0\u4f9b\u5feb\u6377\u65e0\u5fe7\u7684\u652f\u4ed8\u6d41\u7a0b\u7684\u4f01\u4e1a\u6765\u8bf4\uff0c\u662f\u975e\u5e38\u7406\u60f3\u7684\u9009\u62e9\u3002<\/p>\n<h3>\u5b89\u5168\u8003\u8651\u56e0\u7d20<\/h3>\n<p>\u867d\u7136\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u63d0\u4f9b\u4e86\u901f\u5ea6\u548c\u7b80\u4fbf\u6027\uff0c\u4f46\u5b83\u4eec\u4e5f\u6709\u67d0\u4e9b\u7f3a\u70b9 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u62c5\u5fe7\u3002\u7531\u4e8e\u4e8c\u7ef4\u7f51\u5173\u53ea\u8981\u6c42\u63d0\u4f9b\u57fa\u672c\u7684\u94f6\u884c\u5361\u4fe1\u606f\uff0c\u7f3a\u4e4f\u989d\u5916\u7684\u9a8c\u8bc1\u6b65\u9aa4\uff0c\u56e0\u6b64\u66f4\u5bb9\u6613\u53d7\u5230\u6b3a\u8bc8\u6d3b\u52a8\u7684\u5f71\u54cd\u3002\u56e0\u6b64\uff0c\u4f7f\u7528\u4e8c\u7ef4\u7f51\u5173\u7684\u4f01\u4e1a\u5fc5\u987b\u5b9e\u65bd\u4e25\u683c\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u63aa\u65bd\uff0c\u5305\u62ec <a href=\"https:\/\/en.wikipedia.org\/wiki\/Encryption\">\u52a0\u5bc6<\/a> \u4e0e <a href=\"https:\/\/en.wikipedia.org\/wiki\/Tokenization\">\u4ee4\u724c\u5316<\/a>\u4fdd\u62a4\u5ba2\u6237\u6570\u636e\u3002<\/p>\n<h3>\u96c6\u6210\u4e0e\u517c\u5bb9\u6027<\/h3>\n<p>\u53e6\u4e00\u4e2a\u9700\u8981\u8003\u8651\u7684\u56e0\u7d20\u662f\u5c06\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u4e0e\u5404\u79cd <a href=\"https:\/\/en.wikipedia.org\/wiki\/E-commerce\">\u7535\u5b50\u5546\u52a1\u5e73\u53f0<\/a>.\u8fd9\u4e9b\u7f51\u5173\u901a\u5e38\u66f4\u5bb9\u6613\u96c6\u6210\uff0c\u56e0\u6b64\u5bf9\u4e8e\u89c4\u6a21\u8f83\u5c0f\u7684\u4f01\u4e1a\u6765\u8bf4\u662f\u4e00\u79cd\u5177\u6709\u6210\u672c\u6548\u76ca\u7684\u89e3\u51b3\u65b9\u6848\u3002\u5b83\u4eec\u4e0e\u591a\u79cd\u5e73\u53f0\u517c\u5bb9\uff0c\u5e76\u63d0\u4f9b\u6ee1\u8db3\u5927\u591a\u6570\u7f51\u5e97\u7684\u57fa\u672c\u529f\u80fd\u3002<\/p>\n<p>\u603b\u4f53\u800c\u8a00\uff0c\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u517c\u987e\u4e86\u4fbf\u6377\u6027\u548c\u9ad8\u6548\u6027\uff0c\u4f46\u5e94\u683c\u5916\u5c0f\u5fc3\uff0c\u4ee5\u786e\u4fdd <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a>.<\/p>\n<h2>\u5229\u7528 3D \u652f\u4ed8\u7f51\u5173\u589e\u5f3a\u5b89\u5168\u6027<\/h2>\n<p>\u968f\u7740\u7535\u5b50\u5546\u52a1\u7684\u53d1\u5c55\uff0c\u4e0e\u5728\u7ebf\u6b3a\u8bc8\u548c\u654f\u611f\u4fe1\u606f\u6cc4\u9732\u76f8\u5173\u7684\u6f5c\u5728\u98ce\u9669\u4e5f\u5728\u589e\u52a0\u3002\u5728\u8fd9\u65b9\u9762\uff0c3D \u652f\u4ed8\u7f51\u5173\u5f15\u5165\u4e86\u989d\u5916\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u4fdd\u62a4\u5546\u5bb6\u548c\u5ba2\u6237\uff0c\u63d0\u4f9b\u66f4\u5b89\u5168\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a>.<\/p>\n<h3>\u4ec0\u4e48\u662f 3D \u652f\u4ed8\u7f51\u5173\uff1f<\/h3>\n<p>3D \u652f\u4ed8\u7f51\u5173\u5305\u62ec\u4e00\u4e2a\u989d\u5916\u7684\u9a8c\u8bc1\u6b65\u9aa4\uff0c\u5373 3D \u5b89\u5168\u534f\u8bae\u3002\u8be5\u534f\u8bae\u6d89\u53ca\u4e09\u4e2a\u57df\uff1a\u5546\u6237\u3001\u6536\u5355\u94f6\u884c\u548c\u53d1\u5361\u94f6\u884c\u3002\u8fd9\u6837\u53ef\u4ee5\u786e\u4fdd\u53ea\u6709\u4ea4\u6613\u7684\u5408\u6cd5\u62e5\u6709\u8005\u624d\u80fd\u6388\u6743\u4ed8\u6b3e\uff0c\u4f7f\u6b3a\u8bc8\u8005\u51e0\u4e4e\u65e0\u6cd5\u8fdb\u884c\u672a\u7ecf\u6388\u6743\u7684\u8d2d\u4e70\u3002<\/p>\n<p>\u4f8b\u5982\uff0cVisa \u7684\u7248\u672c\u79f0\u4e3a \"Visa \u9a8c\u8bc1\"\uff0cMastercard \u7684\u7248\u672c\u79f0\u4e3a \"SecureCode\"\u3002\u901a\u8fc7\u589e\u52a0\u8fd9\u4e00\u989d\u5916\u6b65\u9aa4\uff0c3D \u652f\u4ed8\u7f51\u5173\u589e\u5f3a\u4e86 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a>\u51cf\u5c11\u6263\u6b3e\u548c\u6b3a\u8bc8\u6d3b\u52a8\u3002<\/p>\n<h3>\u5b83\u662f\u5982\u4f55\u5de5\u4f5c\u7684\uff1f<\/h3>\n<p>\u5f53\u5ba2\u6237\u4f7f\u7528 3D \u652f\u4ed8\u7f51\u5173\u8d2d\u7269\u65f6\uff0c\u4ed6\u4eec\u4f1a\u88ab\u91cd\u5b9a\u5411\u5230\u4e00\u4e2a\u7531\u53d1\u5361\u673a\u6784\u7ba1\u7406\u7684\u5b89\u5168\u9875\u9762\u3002\u5728\u8fd9\u91cc\uff0c\u4ed6\u4eec\u9700\u8981\u8f93\u5165\u53d1\u9001\u5230\u5176\u6ce8\u518c\u624b\u673a\u53f7\u7801\u6216\u7535\u5b50\u90ae\u4ef6\u4e2d\u7684\u4e00\u6b21\u6027\u5bc6\u7801\uff08OTP\uff09\u3002\u53e6\u5916\uff0c\u6709\u4e9b\u7cfb\u7edf\u53ef\u80fd\u4f1a\u4f7f\u7528\u751f\u7269\u8bc6\u522b\u6280\u672f\u6216\u5176\u4ed6\u5f62\u5f0f\u7684\u591a\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\u3002\u53ea\u6709\u9a8c\u8bc1\u6210\u529f\u540e\uff0c\u4ea4\u6613\u624d\u4f1a\u88ab\u6279\u51c6\u3002<\/p>\n<p>\u8fd9\u79cd\u591a\u6b65\u9aa4\u6d41\u7a0b\u53ef\u786e\u4fdd\u652f\u4ed8\u5b89\u5168\uff0c\u4ece\u800c\u5927\u5927\u63d0\u5347\u7528\u6237\u4f53\u9a8c\uff0c\u8ba9\u5ba2\u6237\u5728\u7f51\u4e0a\u8d2d\u7269\u65f6\u66f4\u653e\u5fc3\u3002\u6839\u636e <a href=\"https:\/\/christmasbluray.com\/How-To-Calculate-Shipping-Costs-for-Your-Store-5391-83157.html\">\u591a\u9879 <\/a><a href=\"https:\/\/en.wikipedia.org\/wiki\/E-commerce\">\u7535\u5b50\u5546\u52a1\u5e73\u53f0<\/a>\u8fd9\u5c31\u51cf\u5c11\u4e86\u4e0e\u6b3a\u8bc8\u6709\u5173\u7684\u635f\u5931\u3002<\/p>\n<h3>\u7528\u6237\u4f53\u9a8c\u56e0\u7d20<\/h3>\n<p>\u7531\u4e8e\u9700\u8981\u989d\u5916\u7684\u9a8c\u8bc1\u6b65\u9aa4\uff0c\u5b9e\u65bd 3D \u652f\u4ed8\u7f51\u5173\u53ef\u80fd\u4f1a\u7565\u5fae\u51cf\u6162\u4ea4\u6613\u6d41\u7a0b\u3002\u4e0d\u8fc7\uff0c\u8003\u8651\u5230\u589e\u5f3a\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a>.\u8bb8\u591a\u5ba2\u6237\u77e5\u9053\u6709\u591a\u4e00\u5c42\u9632\u8303\u6b3a\u8bc8\u7684\u4fdd\u62a4\u63aa\u65bd\uff0c\u4f1a\u611f\u89c9\u66f4\u653e\u5fc3\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u73b0\u4ee3 3D \u652f\u4ed8\u7f51\u5173\u4e5f\u5728\u4e0d\u65ad\u6539\u8fdb\uff0c\u4f7f\u65b0\u589e\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u6b65\u9aa4\u66f4\u52a0\u65e0\u7f1d\uff0c\u5e72\u6270\u6027\u66f4\u4f4e\u3002\u4f8b\u5982\uff0c\u4e00\u4e9b\u94f6\u884c\u73b0\u5728\u63d0\u4f9b\u751f\u7269\u8bc6\u522b\u8ba4\u8bc1\uff0c\u8fd9\u53ef\u4ee5\u52a0\u5feb\u9a8c\u8bc1\u8fc7\u7a0b\uff0c\u63d0\u5347\u6574\u4f53\u7528\u6237\u4f53\u9a8c\u3002<\/p>\n<h3>\u4ea4\u6613\u901f\u5ea6\u548c\u6548\u7387<\/h3>\n<p>\u867d\u7136\u589e\u52a0\u4e00\u4e2a <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u5728\u4f7f\u7528\u4f18\u5316\u826f\u597d\u7684\u73b0\u4ee3\u7cfb\u7edf\u65f6\uff0c\u867d\u7136\u6b65\u9aa4\u4f1a\u51cf\u6162\u901f\u5ea6\uff0c\u4f46\u5bf9\u4ea4\u6613\u901f\u5ea6\u7684\u5f71\u54cd\u901a\u5e38\u5f88\u5c0f\u3002\u6b64\u5916\uff0c\u5ba2\u6237\u5bf9\u7cfb\u7edf\u7684\u4fe1\u5fc3\u5927\u5927\u589e\u5f3a\uff0c\u4ece\u800c\u62b5\u6d88\u4e86\u8f7b\u5fae\u7684\u5ef6\u8fdf\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a>.<\/p>\n<p>\u4f8b\u5982\uff0c\u6570\u636e\u663e\u793a\uff0c\u8003\u8651\u5230\u51cf\u5c11\u6b3a\u8bc8\u548c\u6263\u6b3e\u5e26\u6765\u7684\u597d\u5904\uff0c3D \u5b89\u5168\u6d41\u7a0b\u6240\u9700\u7684\u989d\u5916\u65f6\u95f4\u51e0\u4e4e\u662f\u5fae\u4e0d\u8db3\u9053\u7684\u3002\u968f\u7740\u6280\u672f\u7684\u8fdb\u6b65\uff0c\u4ea4\u6613\u901f\u5ea6\u4e5f\u5728\u4e0d\u65ad\u63d0\u9ad8\uff0c\u5373\u4f7f\u6709\u5f3a\u5927\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u63aa\u65bd\u5230\u4f4d\u3002\u6765\u81ea <a href=\"https:\/\/en.wikipedia.org\/wiki\/Financial_services\">\u91d1\u878d\u670d\u52a1<\/a> \u786e\u8ba4\u6b63\u5728\u4e0d\u65ad\u5f00\u53d1\u66f4\u987a\u7545\u3001\u66f4\u5feb\u901f\u7684\u7f51\u5173\u3002<\/p>\n<h2>\u4e8c\u7ef4\u548c\u4e09\u7ef4\u652f\u4ed8\u7f51\u5173\u7684\u4ea4\u6613\u901f\u5ea6<\/h2>\n<h3>\u73b0\u4ee3\u4ea4\u6613\u5bf9\u901f\u5ea6\u7684\u9700\u6c42<\/h3>\n<p>\u5728\u5f53\u4eca\u5feb\u8282\u594f\u7684\u7535\u5b50\u5546\u52a1\u73af\u5883\u4e2d\uff0c\u4ea4\u6613\u901f\u5ea6\u81f3\u5173\u91cd\u8981\u3002\u8d2d\u7269\u8005\u5e0c\u671b\u5feb\u901f\u7ed3\u8d26\uff0c\u800c\u5ef6\u8fdf\u7ed3\u8d26\u4f1a\u5bfc\u81f4\u8d2d\u7269\u8f66\u88ab\u653e\u5f03\u3002\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u548c\u4e09\u7ef4\u652f\u4ed8\u7f51\u5173\u90fd\u81f4\u529b\u4e8e\u63d0\u4f9b\u9ad8\u6548\u7684\u4ea4\u6613\u5904\u7406\uff0c\u4f46\u5b83\u4eec\u5728\u901f\u5ea6\u548c\u6027\u80fd\u65b9\u9762\u5b58\u5728\u5dee\u5f02\uff0c\u5546\u5bb6\u9700\u8981\u52a0\u4ee5\u8003\u8651\u3002<\/p>\n<h3>\u4ea4\u6613\u901f\u5ea6\u6bd4\u8f83<\/h3>\n<p>2D \u652f\u4ed8\u7f51\u5173\u7684\u5904\u7406\u901f\u5ea6\u901a\u5e38\u66f4\u5feb <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a> \u56e0\u4e3a\u9664\u4e86\u6700\u521d\u7684\u8eab\u4efd\u9a8c\u8bc1\u548c\u6388\u6743\u5916\uff0c\u5b83\u4eec\u4e0d\u9700\u8981\u989d\u5916\u7684\u6b65\u9aa4\u3002\u8fd9\u79cd\u7b80\u4fbf\u6027\u610f\u5473\u7740\u652f\u4ed8\u901f\u5ea6\u66f4\u5feb\uff0c\u8fd9\u5bf9\u5546\u5bb6\u548c\u5ba2\u6237\u90fd\u6709\u597d\u5904\uff0c\u56e0\u4e3a\u4ed6\u4eec\u66f4\u770b\u91cd\u901f\u5ea6\u800c\u4e0d\u662f\u989d\u5916\u6b65\u9aa4\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u63aa\u65bd\u3002<\/p>\n<p>\u76f8\u53cd\uff0c\u4e09\u7ef4\u652f\u4ed8\u7f51\u5173\u5728\u652f\u4ed8\u8fc7\u7a0b\u4e2d\u5f15\u5165\u4e86\u4e00\u4e2a\u989d\u5916\u6b65\u9aa4\uff0c\u5373\u4e09\u7ef4\u5b89\u5168\u9a8c\u8bc1\uff08\u5982 Visa \u9a8c\u8bc1\u3001\u4e07\u4e8b\u8fbe\u5361 SecureCode\uff09\u3002\u8fd9\u79cd\u989d\u5916\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u7531\u4e8e\u7528\u6237\u4f1a\u88ab\u91cd\u5b9a\u5411\u5230\u53d1\u5361\u94f6\u884c\u9875\u9762\u4ee5\u5b8c\u6210\u8fdb\u4e00\u6b65\u9a8c\u8bc1\uff0c\u56e0\u6b64\u4f1a\u7565\u5fae\u5ef6\u8fdf\u4ea4\u6613\u3002\u4e0d\u8fc7\uff0c\u8fd9\u4e00\u989d\u5916\u6b65\u9aa4\u5927\u5927\u51cf\u5c11\u4e86\u6b3a\u8bc8\u548c\u6263\u6b3e\uff0c\u5728\u901f\u5ea6\u548c\u5b89\u5168\u6027\u4e4b\u95f4\u53d6\u5f97\u4e86\u5e73\u8861\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a>.<\/p>\n<h3>\u5e73\u8861\u901f\u5ea6\u4e0e\u5b89\u5168<\/h3>\n<p>\u867d\u7136 3D \u652f\u4ed8\u7f51\u5173\u53ef\u80fd\u4f1a\u56e0\u989d\u5916\u7684\u9a8c\u8bc1\u6b65\u9aa4\u800c\u7565\u5fae\u964d\u4f4e\u901f\u5ea6\uff0c\u4f46\u662f <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u5bf9\u4e8e\u7ecf\u8425\u9ad8\u4ef7\u503c\u5546\u54c1\u7684\u5546\u6237\u6765\u8bf4\uff0c\u901f\u5ea6\u65b9\u9762\u7684\u8003\u8651\u53ef\u80fd\u4f1a\u5927\u4e8e\u6548\u76ca\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a> \u6216\u5728\u9ad8\u98ce\u9669\u90e8\u95e8\u5f00\u5c55\u4e1a\u52a1\u3002\u5f3a\u5316<br \/>\n<a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a><br \/>\n\u8fd9\u4e9b\u529f\u80fd\u65e2\u80fd\u4fdd\u62a4\u5546\u6237\uff0c\u4e5f\u80fd\u4fdd\u62a4\u5ba2\u6237\uff0c\u4ece\u800c\u63d0\u9ad8\u4ea4\u6613\u8fc7\u7a0b\u4e2d\u7684\u4fe1\u4efb\u5ea6\u3002<\/p>\n<p>\u5546\u6237\u5fc5\u987b\u5bf9\u5176\u4e1a\u52a1\u7c7b\u578b\u3001\u5ba2\u6237\u504f\u597d\u548c\u4ea4\u6613\u989d\u8fdb\u884c\u8bc4\u4f30\uff0c\u4ee5\u786e\u5b9a\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u7684\u901f\u5ea6\u6216\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u7684\u529f\u80fd\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u4e09\u7ef4\u652f\u4ed8\u7f51\u5173\u7684\u589e\u5f3a\u529f\u80fd\u66f4\u9002\u5408\u4ed6\u4eec\u7684\u9700\u6c42\u3002\u5373\u4f7f\u662f 3D \u652f\u4ed8\u7f51\u5173\uff0c\u4e5f\u5728\u4e0d\u65ad\u6539\u8fdb\u4ee5\u7b80\u5316\u9a8c\u8bc1\u6d41\u7a0b\uff0c\u4ece\u800c\u964d\u4f4e\u5bf9\u4ea4\u6613\u901f\u5ea6\u7684\u5f71\u54cd\u3002<\/p>\n<h3>\u6280\u672f\u8fdb\u6b65\u4e0e\u672a\u6765\u5c55\u671b<\/h3>\n<p>\u652f\u4ed8\u6280\u672f\u7684\u8fdb\u6b65\u6b63\u5728\u7f29\u5c0f\u4e8c\u7ef4\u548c\u4e09\u7ef4\u652f\u4ed8\u7f51\u5173\u5728\u901f\u5ea6\u4e0a\u7684\u5dee\u8ddd\u3002\u751f\u7269\u8bc6\u522b\u8eab\u4efd\u9a8c\u8bc1\u548c\u4eba\u5de5\u667a\u80fd\u7b49\u521b\u65b0\u6280\u672f\u4f7f 3D \u652f\u4ed8\u7f51\u5173\u7684\u8eab\u4efd\u9a8c\u8bc1\u8fc7\u7a0b\u66f4\u5feb\u3001\u66f4\u4eba\u6027\u5316\uff0c\u65e8\u5728\u63d0\u4f9b\u65e0\u7f1d\u3001\u5b89\u5168\u7684\u7ed3\u8d26\u4f53\u9a8c\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u5229\u7528\u673a\u5668\u5b66\u4e60\u6765\u9884\u6d4b\u548c\u9884\u9632\u6b3a\u8bc8\u6d3b\u52a8\u4e5f\u63d0\u9ad8\u4e86\u4e8c\u7ef4\u548c\u4e09\u7ef4\u652f\u4ed8\u7f51\u5173\u7684\u6548\u7387\u3002\u672a\u6765\u7684\u652f\u4ed8\u7f51\u5173\u5f88\u53ef\u80fd\u4f1a\u5728\u901f\u5ea6\u548c\u5b89\u5168\u6027\u65b9\u9762\u8fdb\u4e00\u6b65\u878d\u5408\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a>\u786e\u4fdd\u5546\u6237\u4e0d\u5fc5\u4e3a\u5b9e\u73b0\u5176\u4e2d\u4e00\u4e2a\u76ee\u6807\u800c\u59a5\u534f\u3002<\/p>\n<h2>\u4e8c\u7ef4\u548c\u4e09\u7ef4\u652f\u4ed8\u7f51\u5173\u7684\u5b89\u5168\u8003\u8651\u56e0\u7d20<\/h2>\n<p>\u5728\u4ee5\u4e0b\u4e24\u8005\u4e4b\u95f4\u505a\u51fa\u9009\u62e9 <strong>\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173<\/strong> \u4e0e <strong>3D \u652f\u4ed8\u7f51\u5173<\/strong>, <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u662f\u6700\u91cd\u8981\u7684\u95ee\u9898\u3002\u8fd9\u4e24\u79cd\u7f51\u5173\u90fd\u65e8\u5728\u786e\u4fdd\u5b89\u5168 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a>\u4f46\u5b83\u4eec\u7684\u65b9\u5f0f\u5404\u4e0d\u76f8\u540c\u3002\u4e86\u89e3\u8fd9\u4e9b\u5dee\u5f02\u6709\u52a9\u4e8e\u5546\u5bb6\u6839\u636e\u81ea\u8eab\u7684\u5177\u4f53\u60c5\u51b5\u505a\u51fa\u660e\u667a\u7684\u51b3\u5b9a\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u9700\u8981\u3002<\/p>\n<h3>\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173<\/h3>\n<p>\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u901a\u5e38\u63d0\u4f9b\u57fa\u672c\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u63aa\u65bd\uff0c\u5982 SSL <a href=\"https:\/\/en.wikipedia.org\/wiki\/Encryption\">\u52a0\u5bc6<\/a> \u548c\u6b3a\u8bc8\u68c0\u6d4b\u5de5\u5177\u3002\u8fd9\u4e9b\u7f51\u5173\u53ea\u8981\u6c42\u5728\u4ea4\u6613\u8fc7\u7a0b\u4e2d\u63d0\u4f9b\u94f6\u884c\u5361\u8be6\u7ec6\u4fe1\u606f\uff0c\u56e0\u6b64\u4ea4\u6613\u65f6\u95f4\u66f4\u77ed\u3002\u7136\u800c\uff0c\u8fd9\u79cd\u7b80\u4fbf\u6027\u610f\u5473\u7740\uff0c\u786e\u4fdd\u94f6\u884c\u5361\u5b89\u5168\u7684\u8d23\u4efb\u5c06\u7531\u94f6\u884c\u627f\u62c5\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a> \u8fd9\u4e3b\u8981\u53d6\u51b3\u4e8e\u5546\u5bb6\u548c\u53d1\u5361\u94f6\u884c\u7684\u7cfb\u7edf\u3002\u5546\u6237\u5fc5\u987b\u5b9e\u65bd\u989d\u5916\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u4f8b\u5982 AVS\uff08\u5730\u5740\u9a8c\u8bc1\u7cfb\u7edf\uff09\u548c CVV\uff08\u5361\u9a8c\u8bc1\u503c\uff09\u68c0\u67e5\uff0c\u4ee5\u964d\u4f4e\u98ce\u9669\u3002<\/p>\n<h3>3D \u652f\u4ed8\u7f51\u5173<\/h3>\n<p>\u76f8\u6bd4\u4e4b\u4e0b\uff0c3D \u652f\u4ed8\u7f51\u5173\u63d0\u4f9b\u4e86\u4e00\u5c42\u989d\u5916\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u8981\u6c42\u6301\u5361\u4eba\u901a\u8fc7\u5b89\u5168\u5bc6\u7801\u6216\u4e00\u6b21\u6027 PIN \u7801\u8fdb\u884c\u8eab\u4efd\u9a8c\u8bc1\u3002\u8fd9\u79cd\u591a\u56e0\u7d20\u8ba4\u8bc1\u7a0b\u5e8f\u5927\u5927\u964d\u4f4e\u4e86\u6b3a\u8bc8\u98ce\u9669\u3002\u989d\u5916\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u8fd9\u4e9b\u63aa\u65bd\u53ef\u5305\u62ec\u751f\u7269\u8bc6\u522b\u8ba4\u8bc1\u6216\u8bbe\u5907\u6307\u7eb9\u7b49\u673a\u5236\u3002\u867d\u7136\u8fd9\u4e9b\u989d\u5916\u7684\u6b65\u9aa4\u4f1a\u589e\u52a0\u4ea4\u6613\u65f6\u95f4\uff0c\u4f46\u5374\u80fd\u63d0\u9ad8\u4ea4\u6613\u6548\u7387\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u7279\u522b\u662f\u5bf9\u4e8e\u9ad8\u4ef7\u503c\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a> \u4ee5\u53ca\u5904\u7406\u654f\u611f\u5ba2\u6237\u4fe1\u606f\u7684\u4f01\u4e1a\u3002<\/p>\n<p>\u4e3e\u4f8b\u6765\u8bf4\uff0cVISA \u7684 Verified by VISA \u548c MasterCard \u7684 SecureCode \u7b49\u516c\u8ba4 3D \u652f\u4ed8\u7f51\u5173\u5927\u5927\u51cf\u5c11\u4e86\u6b3a\u8bc8\u548c\u6263\u6b3e\u7684\u60c5\u51b5\uff0c\u8ba9\u5546\u5bb6\u548c\u5ba2\u6237\u90fd\u80fd\u653e\u5fc3\uff08\u89c1\u56fe 1\uff09\u3002<a href=\"https:\/\/christmasbluray.com\/How-To-Calculate-Shipping-Costs-for-Your-Store-5391-83157.html\">christmasbluray.com<\/a>).<\/p>\n<h2>\u7528\u6237\u4f53\u9a8c\u548c\u4ea4\u6613\u901f\u5ea6<\/h2>\n<p>\u867d\u7136 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u8fd9\u4e00\u70b9\u81f3\u5173\u91cd\u8981\uff0c\u540c\u6837\u91cd\u8981\u7684\u662f\u8981\u8003\u8651\u5982\u4f55 <strong>\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173<\/strong> \u4e0e <strong>3D \u652f\u4ed8\u7f51\u5173<\/strong> \u5f71\u54cd\u7528\u6237\u4f53\u9a8c\u548c\u4ea4\u6613\u901f\u5ea6\u3002\u4ea4\u6613\u8fc7\u7a0b\u8d8a\u987a\u7545\u3001\u8d8a\u5feb\u6377\uff0c\u5ba2\u6237\u5c31\u8d8a\u6709\u53ef\u80fd\u5b8c\u6210\u8d2d\u4e70\u3002<\/p>\n<h3>\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173<\/h3>\n<p>\u4e8c\u7ef4\u652f\u4ed8\u7f51\u5173\u63d0\u4f9b\u7b80\u5355\u5feb\u6377\u7684\u7528\u6237\u4f53\u9a8c\u3002\u5ba2\u6237\u53ea\u9700\u63d0\u4f9b\u94f6\u884c\u5361\u4fe1\u606f\uff0c\u51e0\u79d2\u949f\u5185\u5373\u53ef\u5b8c\u6210\u4ea4\u6613\u3002\u8fd9\u79cd\u7b80\u4fbf\u6027\u5bf9\u4e8e\u4f18\u5148\u8003\u8651\u9ad8\u4ea4\u6613\u91cf\u7684\u4f01\u4e1a\u5c24\u4e3a\u6709\u5229\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Transaction\">\u4ea4\u6613<\/a> \u6216\u8fce\u5408\u51b2\u52a8\u6027\u8d2d\u4e70\u3002\u7136\u800c\uff0c\u6700\u4f4e\u9650\u5ea6\u7684 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u8fd9\u4e9b\u6b65\u9aa4\u53ef\u80fd\u65e0\u6cd5\u50cf 3D \u7f51\u5173\u4e00\u6837\u8d62\u5f97\u7528\u6237\u7684\u4fe1\u4efb\uff0c\u4ece\u800c\u53ef\u80fd\u5f71\u54cd\u7528\u6237\u7684\u957f\u671f\u5fe0\u8bda\u5ea6\u3002<\/p>\n<h3>3D \u652f\u4ed8\u7f51\u5173<\/h3>\n<p>\u53e6\u4e00\u65b9\u9762\uff0c3D \u652f\u4ed8\u7f51\u5173\u7531\u4e8e\u6d89\u53ca\u989d\u5916\u7684\u9a8c\u8bc1\u6b65\u9aa4\uff0c\u4ea4\u6613\u8fc7\u7a0b\u5f80\u5f80\u66f4\u4e3a\u590d\u6742\u3002\u867d\u7136\u8fd9\u4f1a\u7a0d\u7a0d\u5ef6\u8fdf\u4ea4\u6613\uff0c\u4f46\u8bb8\u591a\u5ba2\u6237\u90fd\u4f1a\u559c\u6b22\u8fd9\u79cd\u989d\u5916\u7684\u4f53\u9a8c\u3002 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u5982\u679c\u80fd\u786e\u4fdd\u4ed6\u4eec\u7684\u4e2a\u4eba\u548c\u8d22\u52a1\u4fe1\u606f\u5b89\u5168\uff0c\u4ed6\u4eec\u613f\u610f\u5b8c\u6210\u8fd9\u4e00\u8fc7\u7a0b\u3002\u8fd9\u79cd\u5728 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Security\">\u5b89\u5168<\/a> \u5bf9\u4e8e\u4f01\u4e1a\u800c\u8a00\uff0c\u6839\u636e\u5176 <a href=\"https:\/\/en.wikipedia.org\/wiki\/Customer\">\u5ba2\u6237\u7edf\u8ba1\u6570\u636e<\/a> \u4ee5\u53ca\u4ed6\u4eec\u63d0\u4f9b\u7684\u4ea7\u54c1\u6216\u670d\u52a1\u7684\u6027\u8d28\u3002<\/p>\n<p>\u6b64\u5916\uff0c\u6765\u81ea <a href=\"https:\/\/cofal.ma\/index.php\/2022\/10\/14\/brokerage-accounts-are-a-type-of-account-used-for-2\/\">cofal.ma<\/a> \u8868\u660e\uff0c\u7531\u4e8e\u591a\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\u5728\u6570\u5b57\u751f\u6d3b\u5176\u4ed6\u65b9\u9762\u7684\u5e7f\u6cdb\u5e94\u7528\uff0c\u5ba2\u6237\u6b63\u53d8\u5f97\u8d8a\u6765\u8d8a\u4e60\u60ef\u4e8e\u591a\u56e0\u7d20\u8eab\u4efd\u9a8c\u8bc1\u3002\u8fd9\u79cd\u719f\u6089\u611f\u6709\u52a9\u4e8e\u51cf\u5c11\u652f\u4ed8\u8fc7\u7a0b\u4e2d\u7684\u6f5c\u5728\u6469\u64e6\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>Understanding Payment Gateways In today\u2019s digital age, the use of payment gateways has become essential for online transactions. Payment gateways are technological solutions that facilitate the transfer of funds between customers and merchants. They serve as a bridge that authorizes and processes payments, ensuring that both the customer\u2019s and the merchant\u2019s information is safe and [&hellip;]<\/p>","protected":false},"author":5,"featured_media":17505,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[22],"tags":[1765,1766,636,1768,1767],"class_list":["post-17506","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-online-payments","tag-2d-payment-gateways","tag-3d-payment-gateways","tag-security","tag-transaction-speed-2","tag-user-experience-2"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2D Payment Gateways vs 3D Payment Gateways: Which is Better for Your Business? - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/\u8d44\u6e90\/\u77e5\u8bc6\/online-payments\/2024\/08\/02\/2d-payment-gateways-vs-3d-payment-gateways-which-is-better-for-your-business\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2D Payment Gateways vs 3D Payment Gateways: Which is Better for Your Business?\" \/>\n<meta property=\"og:description\" content=\"Understanding Payment Gateways In today\u2019s digital age, the use of payment gateways has become essential for online transactions. Payment gateways are technological solutions that facilitate the transfer of funds between customers and merchants. 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