{"id":12584,"date":"2023-09-12T03:30:39","date_gmt":"2023-09-12T03:30:39","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=12584"},"modified":"2023-12-08T03:04:22","modified_gmt":"2023-12-08T03:04:22","slug":"riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods","status":"publish","type":"post","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/%e8%b5%84%e6%ba%90\/%e7%9f%a5%e8%af%86\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/","title":{"rendered":"\u4e58\u98ce\u7834\u6d6a\uff1a\u6570\u5b57\u652f\u4ed8\u548c\u81ea\u52a8\u8f6c\u8d26\u65b9\u6cd5\u7684\u8fc5\u731b\u53d1\u5c55"},"content":{"rendered":"<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-35\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>\u770b\u770b\u5427\uff0c\u6211\u4eec <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/global-banking-annual-review\">\u5728\u5168\u7403\u94f6\u884c\u4e1a\u5927\u6d17\u724c\u7684\u80cc\u666f\u4e0b<\/a>.\u8001\u5f0f\u7684\u8d44\u91d1\u7ba1\u7406\uff1f\u662f\u7684\uff0c\u90a3\u662f\u4e0a\u4e2a\u4e16\u7eaa\u7684\u4e8b\u4e86\u3002\u6570\u5b57\u652f\u4ed8\u624d\u662f\u5f53\u52a1\u4e4b\u6025\uff0c\u800c\u81ea\u52a8\u6e05\u7b97\u6240\uff08ACH\uff09\u65b9\u5f0f\u662f\u8fd9\u4e00\u8f6c\u53d8\u4e2d\u7684\u4e00\u5927\u53d8\u9769\u3002\u8fd9\u5c31\u597d\u6bd4\u628a\u94b1\u4ece\u73b0\u91d1\u4e16\u754c\u4e2d\u62bd\u79bb\u51fa\u6765\uff0c\u7136\u540e\u901a\u8fc7\u81ea\u52a8\u6e05\u7b97\u6240\uff08Automated Clearing House\uff0cACH\uff09\u8fdb\u884c\u652f\u4ed8\u3002 <a href=\"https:\/\/www.wooshpay.com\/zh\/ecommerce-solution\/\">\u5c06\u5176\u5e26\u5165\u7535\u5b50\u65f6\u4ee3<\/a>\u50cf\u9ec4\u6cb9\u4e00\u6837\u5149\u6ed1\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>\u6570\u5b57\u652f\u4ed8\uff1a\u4ee5\u5149\u901f\u524d\u8fdb<\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-15216\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-300x200.jpg?x-oss-process=style\/webp\" alt=\"\" width=\"773\" height=\"515\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-300x200.jpg?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-1024x681.jpg?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-768x511.jpg?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-360x240.jpg?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-1536x1022.jpg?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-2048x1363.jpg?x-oss-process=style\/webp 2048w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-18x12.jpg?x-oss-process=style\/webp 18w\" sizes=\"(max-width: 773px) 100vw, 773px\" \/><\/p>\n<p>\u91d1\u878d\u4e1a\u7684\u6570\u5b57\u5316\u8f6c\u578b\u610f\u4e49\u6df1\u8fdc\u3002\u4e92\u8054\u7f51\u63a5\u5165\u548c\u667a\u80fd\u624b\u673a\u7684\u666e\u53ca\u63a8\u52a8\u4e86\u91d1\u878d\u4e1a\u7684\u98de\u901f\u53d1\u5c55\u3002 <a href=\"https:\/\/www.statista.com\/topics\/1211\/digital-payments-in-china\/\">\u6570\u5b57\u652f\u4ed8\u7684\u589e\u957f<\/a>.\u4ee5\u524d\u9700\u8981\u53bb\u5f53\u5730\u94f6\u884c\u529e\u7406\u7684\u4e1a\u52a1\uff0c\u73b0\u5728\u53ea\u9700\u5728\u667a\u80fd\u5c4f\u5e55\u4e0a\u70b9\u51fb\u6216\u8f7b\u626b\u51e0\u4e0b\u5373\u53ef\u5b8c\u6210\u3002<\/p>\n<h2>ACH \u65b9\u6cd5\uff1a\u770b\u4e0d\u89c1\u7684\u82f1\u96c4<\/h2>\n<p><img decoding=\"async\" class=\"alignnone  wp-image-15208\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-300x201.jpg?x-oss-process=style\/webp\" alt=\"\" width=\"773\" height=\"518\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-300x201.jpg?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-1024x685.jpg?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-360x241.jpg?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-1536x1027.jpg?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-18x12.jpg?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658.jpg?x-oss-process=style\/webp 1801w\" sizes=\"(max-width: 773px) 100vw, 773px\" \/><\/p>\n<p>ACH \u65b9\u6cd5\u662f\u7531\u7f8e\u56fd\u56fd\u5bb6\u81ea\u52a8\u6e05\u7b97\u6240\u534f\u4f1a\u8fd0\u884c\u7684\u4e00\u79cd\u7535\u5b50\u8d44\u91d1\u8f6c\u8d26\u7cfb\u7edf\u3002<a href=\"https:\/\/www.straitstimes.com\/asia\/east-asia\/who-are-the-key-players-in-chinas-cultural-revolution\"> \u8fd9\u573a\u9769\u547d\u7684\u91cd\u8981\u53c2\u4e0e\u8005<\/a>.\u5b83\u5141\u8bb8\u5728\u94f6\u884c\u4e4b\u95f4\u8f6c\u79fb\u8d44\u91d1\uff0c\u800c\u65e0\u9700\u4f7f\u7528\u7eb8\u8d28\u652f\u7968\u3001\u7535\u6c47\u3001\u4fe1\u7528\u5361\u7f51\u7edc\u6216\u73b0\u91d1\u3002<\/p>\n<h2>\u4eba\u6c14\u98d9\u5347\uff1a\u91c7\u7528\u80cc\u540e\u7684\u539f\u56e0<\/h2>\n<p><img decoding=\"async\" src=\"https:\/\/www.wooshpay.com\/wp-content\/uploads\/2023\/08\/bss_Adoption_surge_of_ACH_method_00.jpg\" alt=\"Adoption surge of ACH method\" \/><\/p>\n<p>ACH \u65b9\u5f0f\u5e7f\u53d7\u6b22\u8fce\u6709\u51e0\u4e2a\u5173\u952e\u56e0\u7d20\u3002\u5b83\u65e0\u9700\u4f7f\u7528\u5b9e\u7269\u652f\u7968\u548c\u5176\u4ed6\u4f20\u7edf\u94f6\u884c\u65b9\u6cd5\uff0c\u51cf\u5c11\u4e86\u6587\u4e66\u5de5\u4f5c\uff0c\u51cf\u8f7b\u4e86\u5de5\u4f5c\u91cf\u3002\u6b64\u5916\uff0c\u5b83\u7684\u901f\u5ea6\u3001\u5b89\u5168\u6027\u548c\u4fbf\u5229\u6027\u4e5f\u5f88\u53d7\u6b22\u8fce\u3002<\/p>\n<h2>\u672a\u6765\u9884\u6d4b\uff1a\u672a\u6765\u4f1a\u600e\u6837\uff1f<\/h2>\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-37\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>\u968f\u7740\u81ea\u52a8\u8f6c\u8d26\u7cfb\u7edf\u5e26\u6765\u7684\u5404\u79cd\u4fbf\u5229\u548c\u91d1\u878d\u4e16\u754c\u7684\u8f6c\u53d8\uff0c\u81ea\u52a8\u8f6c\u8d26\u7cfb\u7edf\u6b63\u5728\u6210\u4e3a\u672a\u6765\u8d27\u5e01\u6e38\u620f\u7684\u4e3b\u8981\u53c2\u4e0e\u8005\u3002\u968f\u7740\u65b0\u6280\u672f\u548c\u65b0\u89c4\u5219\u7684\u51fa\u73b0\uff0c\u53ef\u4ee5\u80af\u5b9a\u7684\u662f\uff0cACH \u548c\u6570\u5b57\u652f\u4ed8\u5c06\u7ee7\u7eed\u4e58\u7740\u706b\u7bad\u98de\u901f\u53d1\u5c55\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-39\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>\u603b\u800c\u8a00\u4e4b\uff0c\u6570\u5b57\u652f\u4ed8\u4e16\u754c\u6b63\u5728\u7ecf\u5386\u4e00\u573a\u4e25\u91cd\u7684\u53d8\u9769\u3002\u731c\u731c\u8c01\u5c06\u6210\u4e3a\u4e3b\u89d2\uff1f\u6ca1\u9519\uff0c\u5c31\u662f ACH \u65b9\u5f0f\u3002\u51ed\u501f\u5176\u5bf9\u901f\u5ea6\u7684\u9700\u6c42\u3001\u9632\u5f39\u5b89\u5168\u548c\u826f\u597d\u7684\u4fbf\u5229\u6027\uff0c\u5b83\u5373\u5c06\u4e3a\u6211\u4eec\u7684\u91d1\u878d\u4ea4\u6613\u65b9\u5f0f\u8bbe\u5b9a\u5168\u65b0\u7684\u9ec4\u91d1\u6807\u51c6\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><button class=\"flex ml-auto gap-2 rounded-md p-1 hover:bg-gray-100 hover:text-gray-700 dark:text-gray-400 dark:hover:bg-gray-700 dark:hover:text-gray-200 disabled:dark:hover:text-gray-400\"><\/button><\/p>\n<div class=\"flex gap-1\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Check it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and dragging it into the electronic [&hellip;]<\/p>","protected":false},"author":1,"featured_media":12585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[22],"tags":[647,457],"class_list":["post-12584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-online-payments","tag-ach-method","tag-digital-payments"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/\u8d44\u6e90\/\u77e5\u8bc6\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods\" \/>\n<meta property=\"og:description\" content=\"Check it out, we&#8217;re in the middle of a worldwide banking shake-up. 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