{"id":12090,"date":"2023-08-08T12:40:47","date_gmt":"2023-08-08T12:40:47","guid":{"rendered":"https:\/\/wooshpay.com\/?post_type=docs&#038;p=12090"},"modified":"2023-08-08T12:40:49","modified_gmt":"2023-08-08T12:40:49","password":"","slug":"paynow","status":"publish","type":"docs","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/docs\/paynow\/","title":{"rendered":"\u652f\u4ed8\u5b9d"},"content":{"rendered":"<h3 class=\"wp-block-heading\" id=\"h-learn-about-paynow-a-real-time-payment-network-popular-in-singapore\"><strong>\u4e86\u89e3 PayNow\uff0c\u4e00\u4e2a\u5728\u65b0\u52a0\u5761\u5f88\u53d7\u6b22\u8fce\u7684\u5b9e\u65f6\u652f\u4ed8\u7f51\u7edc\u3002<\/strong><\/h3>\n\n\n\n<p>PayNow \u662f\u65b0\u52a0\u5761\u7684\u4e00\u4e2a\u5b9e\u65f6\u652f\u4ed8\u7f51\u7edc\uff0c\u7531\u65b0\u52a0\u5761\u8054\u5408\u94f6\u884c (ABS) \u7ba1\u7406\uff0c\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40 (MAS) \u76d1\u7763\u3002\u6d88\u8d39\u8005\u548c\u4f01\u4e1a\u90fd\u53ef\u4ee5\u4f7f\u7528\u624b\u673a\u53f7\u7801\u3001\u65b0\u52a0\u5761 NRIC\/FIN\u3001UEN \u5546\u4e1a\u6ce8\u518c\u53f7\u6216\u865a\u62df\u652f\u4ed8\u5730\u5740\uff08NFI \u8d26\u6237\u7684 VPA\uff0c\u5305\u62ec\u7535\u5b50\u94b1\u5305\uff09\u7b49\u5404\u79cd\u6807\u8bc6\u7b26\u6ce8\u518c\u4f7f\u7528\u8be5\u670d\u52a1\u3002\u6ce8\u518c\u540e\uff0c\u7528\u6237\u53ef\u901a\u8fc7 FAST \u7f51\u7edc\u5728\u65b0\u52a0\u5761\u5883\u5185\u8f7b\u677e\u5730\u5c06\u65b0\u5143\u8d44\u91d1\u4ece\u4e00\u5bb6\u94f6\u884c\u6216\u7535\u5b50\u94b1\u5305\u8d26\u6237\u8f6c\u79fb\u5230\u53e6\u4e00\u5bb6\u94f6\u884c\u6216\u7535\u5b50\u94b1\u5305\u8d26\u6237\u3002FAST \u662f\u4e00\u4e2a\u53d7\u76d1\u7ba1\u7684\u6807\u51c6\u5316\u652f\u4ed8\u8f68\u9053\u7cfb\u7edf\uff0c\u53ef\u786e\u4fdd\u4e0d\u540c\u652f\u4ed8\u63d0\u4f9b\u5546\u4e4b\u95f4\u7684\u65e0\u7f1d\u4e92\u64cd\u4f5c\u6027\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-features\"><strong>\u7279\u70b9<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\u5904\u7406\u8d27\u5e01<\/th><th>SGD<\/th><\/tr><\/thead><tbody><tr><td>\u7ed3\u7b97\u8d27\u5e01<\/td><td>USD<\/td><\/tr><tr><td>\u6700\u4f4e\u4ea4\u6613\u91d1\u989d<\/td><td>1 \u6cf0\u94e2<\/td><\/tr><tr><td>\u6700\u9ad8\u4ea4\u6613\u91d1\u989d<\/td><td>5,000 \u6cf0\u94e2<\/td><\/tr><tr><td>\u9000\u6b3e<\/td><td>\u2705<\/td><\/tr><tr><td>\u90e8\u5206\u9000\u6b3e<\/td><td>\u2705<\/td><\/tr><tr><td>\u591a\u6b21\u90e8\u5206\u9000\u6b3e<\/td><td>\u2705<\/td><\/tr><tr><td>\u6263\u6b3e<\/td><td>\u274c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-payment-flow\">\u4ed8\u6b3e\u6d41\u7a0b<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/393809\/image-preview\" alt=\"pic_2@2x.png\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-integration-method\"><strong>\u6574\u5408\u65b9\u6cd5<\/strong><\/h2>\n\n\n\n<p><strong>\u4ed8\u6b3e\u65b9\u5f0f\u679a\u4e3e\u503c\uff1a<\/strong> <strong><code>paynow<\/code><\/strong><\/p>\n\n\n\n<p><strong>PayNow \u6709\u4e24\u79cd\u96c6\u6210\u65b9\u6cd5<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u76f4\u63a5\u5e94\u7528\u7a0b\u5e8f\u63a5\u53e3<\/li>\n\n\n\n<li>\u7ed3\u8d26<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-direct-api\"><strong>\u76f4\u63a5<\/strong> <strong>API<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-integration\"><strong>\u5982\u4f55\u6574\u5408<\/strong><\/h3>\n\n\n\n<p>\u82e5\u8981\u76f4\u63a5\u96c6\u6210 API\uff0c\u53ea\u9700\u4e00\u6b65\u5373\u53ef\u521b\u5efa PaymentIntent \u5e76\u83b7\u53d6 url\u3002\u4ee5\u4e0b\u662f\u521b\u5efa\u4ed8\u6b3e\u610f\u56fe\u7684\u6f14\u793a\uff1a<\/p>\n\n\n\n<p><a href=\"\/zh\/api-42631218\/\"><strong>\u521b\u5efa PaymentIntent<\/strong><\/a><\/p>\n\n\n\n<p>\u5728\u670d\u52a1\u5668\u4e0a\u521b\u5efa PaymentIntent\uff0c\u5e76\u6307\u5b9a\u8981\u6536\u53d6\u7684\u91d1\u989d\u548c\u652f\u6301\u7684\u8d27\u5e01\u3002<\/p>\n\n\n\n<p>\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u5bf9\u4e8e Paynow\uff0c\u60a8\u8fd8\u9700\u8981\u6536\u96c6\u5ba2\u6237\u7684 <code>\u540d\u5b57<\/code>, <code>\u56fd\u5bb6<\/code> \u4e0e <code>\u7535\u5b50\u90ae\u4ef6<\/code> \u4e8e <code>\u4ed8\u6b3e\u65b9\u5f0f\u6570\u636e\u8d26\u5355\u8be6\u60c5<\/code>.<\/p>\n\n\n\n<p>\u5982\u679c\u5df2\u6709 Payment Intents \u96c6\u6210\uff0c\u8bf7\u6dfb\u52a0 <code>\u82f1\u56fd\u94f6\u884c\u8f6c\u8d26<\/code> \u5230\u4ed8\u6b3e\u65b9\u5f0f\u7c7b\u578b\u5217\u8868\u4e2d\u3002<\/p>\n\n\n\n<p><strong><em>\u8981\u6c42<\/em><\/strong> \u521b\u5efa PaymentIntent<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"\u91d1\u989d\":1000\u3001\n    \"\u8d27\u5e01\": \"\u65b0\u5143\"\u3001\n    \"\u4ed8\u6b3e\u65b9\u5f0f\"\uff1a{\n        \"\u7c7b\u578b\"\uff1a\"paynow\"\u3001\n        \"billing_details\":{\n            \"\u5730\u5740\"\uff1a{\n                \"country\"\uff1a\"SG\"\n            },\n            \"\u540d\u5b57\"\uff1a\"Tom Elis\"\u3001\n            \"\u7535\u5b50\u90ae\u4ef6\"\uff1a\"1231536GF41@Gmail.com\"\n        }\n    },\n    \"\u63cf\u8ff0\"\uff1a\"\u4ea7\u54c1\u63cf\u8ff0\"\u3001\n    \"\u6570\u91cf\"\uff1a 2\u3001\n    \"return_url\": \"https:\/\/your.website\"\n}<\/code><\/pre>\n\n\n\n<p><strong><em>\u56de\u5e94<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\"\uff1a\"pi_1686226704999120896\",\n    \"\u5bf9\u8c61\"\uff1a\"payment_intent\"\u3001\n    \"\u521b\u5efa\"\uff1a1690862750000,\n    \"livemode\": true\u3001\n    \"currency\"\uff1a\"SGD\"\u3001\n    \"\u91d1\u989d\"\uff1a1000,\n    \"status\"\uff1a\"requires_action\"\u3001\n    \"description\"\uff08\u63cf\u8ff0\"\u4ea7\u54c1\u63cf\u8ff0\"\u3001\n    \"\u6570\u91cf\"\uff1a 2\u3001\n    \"client_secret\": \"pi_1686226704999120896_secret_nz79AKtKGcxWr2gUxEsFXrM1\",\n    \"next_action\"\uff1a{\n        \"\u7c7b\u578b\"\uff1a\"paynow_handle_redirect\"\u3001\n        \"paynow_handle_redirect\"\uff1a{\n            \"url\"\uff1a\"https:\/\/pay.tazapay.com\/marketplace\/paymentdetails\/0Pq7kWaNrGrjxYiaqsfchBD3bR0K4obPc7W4EtdSmt6y9BHpRLFBYdPzUWx59sHR\"\n        }\n    },\n    \"payment_method_types\"\uff1a[\n        \"paynow\" [\n    ],\n    \"\u786e\u8ba4\u65b9\u5f0f\"\uff1a\"\u81ea\u52a8\"\u3001\n    \"return_url\"\uff1a\"https:\/\/your.website\"\u3001\n    \u4ed8\u6b3e\u65b9\u5f0f\"\uff1a\"pm_1686226704869097472\"pm_1686226704869097472\",\n    \"capture_method\"\uff1a\u81ea\u52a8\n}<\/code><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-checkout\"><strong>\u7ed3\u8d26<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-create-a-seesion\">\u521b\u5efa\u89c6\u56fe<\/h3>\n\n\n\n<p><strong><em>\u8981\u6c42<\/em><\/strong> <a href=\"\/zh\/api-42654181\/\">\u521b\u5efa\u4f1a\u8bdd<\/a><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"cancel_url\"\uff1a\"www.wooshpay.com\"\u3001\n    \"\u6a21\u5f0f\"\uff1a\"\u4ed8\u6b3e\"\u3001\n    \"success_url\"\uff1a\"https:\/\/wooshpay.com\/\"\u3001\n    \"\u4ed8\u6b3e\u65b9\u5f0f\"\uff1a[\"paynow\"]\u3001\n    \"\u884c\u9879\u76ee\"\uff1a [[\n        {\n            \"price_data\"\uff1a{\n                \"currency\"\uff1a\"SGD\"\u3001\n                \"unit_amount\"\uff1a10000000,\n                \"\u6635\u79f0\"\uff1a\"apple\"\u3001\n                \"\u4ea7\u54c1\u6570\u636e{\n                    \"\u540d\u79f0\"\uff1a\"\u82f9\u679c\"\n                },\n                \"\u8ba1\u8d39\u65b9\u6848\"\uff1a\"testscheme\"\u3001\n                \"lookup_key\"\uff1a\"test_lookup_key\n            },\n            \"\u6570\u91cf\"\uff1a1\n        }\n    ]\n}<\/code><\/pre>\n\n\n\n<p><strong><em>\u56de\u5e94<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\"\uff1a\"cs_1686257953583136768\",\n    \"\u5bf9\u8c61\"\uff1a\"checkout.session\"\u3001\n    \"\u521b\u5efa\"\uff1a1690870200000,\n    \"livemode\": false\u3001\n    \"currency\"\uff1a\"SGD\"\u3001\n    \"\u5ba2\u6237\"\uff1a\"\",\n    \"\u6a21\u5f0f\"\uff1a\"\u4ed8\u6b3e\"\u3001\n    \"\u72b6\u6001\"\uff1a\"open\"\u3001\n    \"url\"\uff1a\"https:\/\/checkouttest.wooshpay.com\/pay\/cs_test_1686257953583136768?key=cGtfdGVzdF9OVEUyTlRjNU5ESXpNalUxTXpNME56ZzVNVE14T2pNemIxTTJhVVZrTmtOdmFsWlBSRTFuVFc1SVREaFljREUyT0RReE1Ua3lNamd6TVRR\"\u3001\n    \"cancel_url\"\uff1a\"www.wooshpay.com\"\u3001\n    \"\u884c\u9879\u76ee\"\uff1a{\n        \"\u5bf9\u8c61\"\uff1a\"list\"\u3001\n        \"\u6570\u636e\"\uff1a[\n            {\n                \"id\"\uff1a\"li_1686257953620885504\",\n                \"\u5bf9\u8c61\"\uff1a\"\u9879\u76ee\"\u3001\n                \"\u8d27\u5e01\"\uff1a\"SGD\"\u3001\n                \"description\"\uff1a\"\u82f9\u679c\"\u3001\n                \u4ef7\u683c{\n                    \"id\"\uff1a\"price_1686257953633468416\",\n                    \"\u5bf9\u8c61\"\uff1a\"\u4ef7\u683c\"\u3001\n                    \"\u521b\u5efa\"\uff1a1690870200000,\n                    \"livemode\": false\u3001\n                    \"active\": false\u3001\n                    \"\u8d27\u5e01\"\uff1a\"SGD\"\u3001\n                    \"\u6635\u79f0\"\uff1a\"apple\"\u3001\n                    \"\u4ea7\u54c1\"\uff1a{\n                        \"id\"\uff1a\"prod_1686257953646051328\",\n                        \"\u5bf9\u8c61\"\uff1a\"\u4ea7\u54c1\"\u3001\n                        \"\u521b\u5efa\"\uff1a1690870200000,\n                        \"livemode\": false\u3001\n                        \"active\": false\u3001\n                        \"\u540d\u79f0\"\uff1a\"apple\"\u3001\n                        \"\u66f4\u65b0\"\uff1a1690870200000\n                    },\n                    \"\u7c7b\u578b\"\uff1a\"one_time\"\u3001\n                    \"unit_amount\"\uff1a10000000,\n                    \"\u8ba1\u8d39\u65b9\u5f0f\"\uff1a\"per_unit\"\u3001\n                    \"lookup_key\"\uff1a\"test_lookup_key\n                },\n                \"\u6570\u91cf\"\uff1a1,\n                \"amount_subtotal\": 10000000\u3001\n                \"\u91d1\u989d\u603b\u8ba1\"\uff1a 10000000\n            }\n        ]\n    },\n    \"payment_intent\"\uff1a\"pi_1686257953868349440\",\n    \"\u4ed8\u6b3e\u65b9\u5f0f\u7c7b\u578b\"\uff1a[\n        \"paynow\n    ],\n    \"\u4ed8\u6b3e\u72b6\u6001\"\u672a\u652f\u4ed8\"\u3001\n    \"success_url\"\uff1a\"https:\/\/wooshpay.com\/\"\u3001\n    \"amount_subtotal\": 10000000\u3001\n    \"amount_total\": 10000000\u3001\n    \"billing_address_collection\"\uff1a\"auto\"\u3001\n    \"expires_at\"\uff1a1690956599952,\n    \"\u4ed8\u6b3e\u94fe\u63a5\"\",\n    \"client_secret\": \"pi_1686257953868349440_secret_BKuEOd8kJq0cxvZszocDlfjb\"\n}<\/code><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-next-step\"><strong>\u4e0b\u4e00\u6b65<\/strong><\/h2>\n\n\n\n<p>\u60a8\u53ef\u4ee5\u6839\u636e\u9700\u8981\u4e3a\u96c6\u6210\u6dfb\u52a0\u66f4\u591a\u529f\u80fd<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-create-a-webhook\"><a href=\"\/zh\/doc-2517709\/\">\u521b\u5efa Webhook<\/a><\/h2>\n\n\n\n<p>\u76d1\u542c WooshPay \u8d26\u6237\u4e0a\u7684\u4e8b\u4ef6\uff0c\u4ee5\u4fbf\u60a8\u7684\u96c6\u6210\u53ef\u4ee5\u81ea\u52a8\u89e6\u53d1\u53cd\u5e94\u3002\u521b\u5efa\u4e00\u4e2a webhook\uff0c\u4e3b\u8981\u5173\u6ce8 enabled_events \u548c url\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-create-a-refund\"><a href=\"\/zh\/api-51369554\/\">\u521b\u5efa\u9000\u6b3e<\/a><\/h2>\n\n\n\n<p>\u521b\u5efa\u9000\u6b3e\uff0c\u5c06\u8d44\u91d1\u8fd4\u8fd8\u7ed9\u5ba2\u6237\u3002\u60a8\u4e5f\u53ef\u4ee5\u6267\u884c\u90e8\u5206\u9000\u6b3e\uff0c\u4f46\u5e76\u975e\u6bcf\u79cd\u652f\u4ed8\u65b9\u5f0f\u90fd\u652f\u6301\u3002\u90e8\u5206\u9000\u6b3e\u662f\u6307\u53ea\u9000\u8fd8\u539f\u59cb\u4ea4\u6613\u91d1\u989d\u7684\u4e00\u90e8\u5206\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4e86\u89e3\u65b0\u52a0\u5761\u6d41\u884c\u7684\u5b9e\u65f6\u652f\u4ed8\u7f51\u7edc PayNow\u3002PayNow \u662f\u65b0\u52a0\u5761\u7684\u4e00\u4e2a\u5b9e\u65f6\u652f\u4ed8\u7f51\u7edc\uff0c\u7531\u65b0\u52a0\u5761\u8054\u5408\u94f6\u884c (ABS) \u7ba1\u7406\uff0c\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40 (MAS) \u76d1\u7763\u3002\u6d88\u8d39\u8005\u548c\u4f01\u4e1a\u90fd\u53ef\u4ee5\u4f7f\u7528\u624b\u673a\u53f7\u7801\u3001[...] \u7b49\u5404\u79cd\u6807\u8bc6\u7b26\u6ce8\u518c\u4f7f\u7528\u8be5\u670d\u52a1\u3002<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"doc_category":[395],"doc_tag":[321,324,323,319,410],"class_list":["post-12090","docs","type-docs","status-publish","has-post-thumbnail","hentry","doc_category-add-more-payment-methods","doc_tag-checkout","doc_tag-open-api","doc_tag-payment","doc_tag-payment-flow","doc_tag-paynow"],"year_month":"2026-04","word_count":598,"total_views":"2505","reactions":{"happy":"21","normal":"19","sad":"19"},"author_info":{"name":"wooshpaysite \u7ba1\u7406\u5458","author_nicename":"wooshpaysiteadmin","author_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/author\/wooshpaysiteadmin\/"},"doc_category_info":[{"term_name":"Add more payment methods","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/docs-category\/add-more-payment-methods\/"}],"doc_tag_info":[{"term_name":"checkout","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/docs-tag\/checkout\/"},{"term_name":"open api","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/docs-tag\/open-api\/"},{"term_name":"payment","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/docs-tag\/payment\/"},{"term_name":"Payment Flow","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/docs-tag\/payment-flow\/"},{"term_name":"PayNow","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/zh\/docs-tag\/paynow\/"}],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PayNow - WooshPay<\/title>\n<meta name=\"description\" content=\"PayNow is a real-time payment network in Singapore managed by the Association Bank of Singapore (ABS) and overseen by the Monetary Authority of Singapore (MAS). It enables both consumers and businesses to register for the service using various identifiers such as their mobile number, Singapore NRIC\/FIN, UEN business registration number, or Virtual Payment Address (VPA for NFI accounts, which includes eWallets). Once registered, users can easily transfer SGD funds from one bank or e-wallet account to another within Singapore through the FAST network. FAST is a regulated and standardized payment rails system that ensures seamless interoperability between different payment providers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wooshpay.com\/es\/docs\/paynow\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PayNow\" \/>\n<meta property=\"og:description\" content=\"PayNow is a real-time payment network in Singapore managed by the Association Bank of Singapore (ABS) and overseen by the Monetary Authority of Singapore (MAS). It enables both consumers and businesses to register for the service using various identifiers such as their mobile number, Singapore NRIC\/FIN, UEN business registration number, or Virtual Payment Address (VPA for NFI accounts, which includes eWallets). Once registered, users can easily transfer SGD funds from one bank or e-wallet account to another within Singapore through the FAST network. 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