paying back the education<\/a> aid, I suggest talking to someone at your school or the agency that provided the help. They should give you more info about the repayment process and help you figure out what options you have. Just make sure to get in touch with them and sort things out!<\/p>\n![\"Extens\u00e3o](\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanpaymentextension_01.jpg?x-oss-process=style\/webp\")
<\/p>\n
Muito bem, vamos falar sobre a toler\u00e2ncia do empr\u00e9stimo - sua passagem para uma pausa tempor\u00e1ria nos pagamentos do empr\u00e9stimo. Aqui est\u00e1 o resumo:<\/p>\n
O que \u00e9 a toler\u00e2ncia do empr\u00e9stimo?<\/strong> A toler\u00e2ncia de empr\u00e9stimo \u00e9 como dar uma pausa na maratona de pagamento do empr\u00e9stimo. \u00c9 uma forma de recuperar o f\u00f4lego, estendendo o tempo que voc\u00ea tem para pagar seu empr\u00e9stimo. Talvez voc\u00ea consiga reduzir seus pagamentos ou at\u00e9 mesmo fazer uma pausa. Parece bom, n\u00e3o \u00e9?<\/p>\nInteresse em cena:<\/strong> Mas espere um pouco. Enquanto voc\u00ea est\u00e1 fazendo esse intervalo, os juros n\u00e3o est\u00e3o cochilando. Eles ainda est\u00e3o l\u00e1, pendurados e se acumulando em todos os tipos de empr\u00e9stimos federais para estudantes. Portanto, esteja preparado para essa parte.<\/p>\nDois tipos de toler\u00e2ncia:<\/strong> H\u00e1 dois tipos de toler\u00e2ncia no mundo da toler\u00e2ncia: obrigat\u00f3ria e discricion\u00e1ria. O forbearance obrigat\u00f3rio \u00e9 como o passe VIP autom\u00e1tico. Se voc\u00ea atender a determinadas condi\u00e7\u00f5es, como fazer um est\u00e1gio em medicina ou odontologia, ou fazer algum servi\u00e7o nacional, voc\u00ea o ter\u00e1 sem precisar pedir. A toler\u00e2ncia discricion\u00e1ria, por outro lado, depende do aceno do seu agente de empr\u00e9stimo e de sua situa\u00e7\u00e3o espec\u00edfica.<\/p>\nObtendo o f\u00f4lego:<\/strong> Ent\u00e3o, como voc\u00ea aciona o bot\u00e3o de pausa? Basta conversar com seu agente de empr\u00e9stimos. S\u00e3o eles que t\u00eam as chaves do reino da toler\u00e2ncia. No entanto, voc\u00ea precisar\u00e1 mostrar alguns documentos que comprovem sua hist\u00f3ria.<\/p>\nO problema:<\/strong> A quest\u00e3o \u00e9 a seguinte: embora o forbearance lhe d\u00ea uma pausa nos pagamentos, ele \u00e9 como uma faca de dois gumes. Os juros que est\u00e3o sendo cobrados durante esse per\u00edodo? Sim, eles n\u00e3o v\u00e3o desaparecer. Eles se juntam \u00e0 festa do empr\u00e9stimo e aumentam o valor total do pagamento. Portanto, lembre-se de que voc\u00ea pode pagar mais no longo prazo.<\/p>\nConsidere suas op\u00e7\u00f5es:<\/strong> Se a tristeza do pagamento do empr\u00e9stimo o atingir em cheio, n\u00e3o se esque\u00e7a de que h\u00e1 outras medidas a serem tomadas. Pense em um plano de amortiza\u00e7\u00e3o baseado em renda ou em dar um abra\u00e7o em grupo em seus empr\u00e9stimos com a consolida\u00e7\u00e3o. Essas podem ser as melhores op\u00e7\u00f5es antes de agitar a bandeira da toler\u00e2ncia.<\/p>\nE a\u00ed est\u00e1, a informa\u00e7\u00e3o sobre a toler\u00e2ncia do empr\u00e9stimo. \u00c9 como uma pequena pausa para seu empr\u00e9stimo, mas lembre-se de que n\u00e3o \u00e9 uma passagem gratuita - os juros ainda est\u00e3o \u00e0 espreita. Portanto, antes de mergulhar de cabe\u00e7a, considere todas as jogadas no tabuleiro.<\/p>\n<\/p>","protected":false},"excerpt":{"rendered":"
Alright, let’s talk about deferment \u2013 that magical pause button for loan payments. It’s like a timeout from those monthly loan headaches. Here’s the lowdown: What’s Deferment? Deferment is like hitting snooze on your loan payments. It’s a temporary break when you don’t have to pay. But here’s the kicker: it’s temporary, so don’t get […]<\/p>","protected":false},"author":5,"featured_media":5419,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[23],"tags":[359,360,362,361],"class_list":["post-5418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-payments","tag-loan-deferment-options","tag-loan-payment-break","tag-loan-servicer-guidance","tag-temporary-loan-suspension"],"yoast_head":"\n
Managing Loan Repayment:Exploring Deferment,Dropping Out,and Forbearance Options - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/35.179.65.51\/resources\/knowledge\/education-payments\/2023\/08\/07\/education-loan-repayment-deferment\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Managing Loan Repayment:Exploring Deferment,Dropping Out,and Forbearance Options\" \/>\n<meta property=\"og:description\" content=\"Alright, let’s talk about deferment \u2013 that magical pause button for loan payments. It’s like a timeout from those monthly loan headaches. Here’s the lowdown: What’s Deferment? Deferment is like hitting snooze on your loan payments. It’s a temporary break when you don’t have to pay. 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It’s like a timeout from those monthly loan headaches. Here’s the lowdown: What’s Deferment? Deferment is like hitting snooze on your loan payments. It’s a temporary break when you don’t have to pay. But here’s the kicker: it’s temporary, so don’t get…","_links":{"self":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/posts\/5418","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/comments?post=5418"}],"version-history":[{"count":0,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/posts\/5418\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/media\/5419"}],"wp:attachment":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/media?parent=5418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/categories?post=5418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/tags?post=5418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
![\"Education\u00a0loan\u00a0repayment\u00a0deferment\"](\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepaymentdeferment_01.jpg?x-oss-process=style\/webp\")
<\/p>\n![\"Retirada](\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationassistancepaymentwithdrawal_01.jpg?x-oss-process=style\/webp\")
<\/p>\n