{"id":5411,"date":"2023-08-07T09:01:57","date_gmt":"2023-08-07T09:01:57","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=5411"},"modified":"2023-08-07T09:01:59","modified_gmt":"2023-08-07T09:01:59","slug":"education-loan-repayment","status":"publish","type":"post","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/","title":{"rendered":"Pagamento de empr\u00e9stimos para educa\u00e7\u00e3o"},"content":{"rendered":"

\"Pagamento<\/p>\n

Muito bem, pessoal, vamos falar sobre o pagamento desses empr\u00e9stimos educacionais. H\u00e1 v\u00e1rias maneiras de fazer isso. D\u00ea uma olhada nessas op\u00e7\u00f5es:<\/p>\n

Plano de reembolso padr\u00e3o:<\/strong> Este \u00e9 bastante simples. Voc\u00ea vai reduzir o valor do empr\u00e9stimo com pagamentos mensais fixos por cerca de 10 anos. Geralmente \u00e9 o mais barato a longo prazo quando se trata de juros pagos.<\/p>\n

Plano de Reembolso Graduado:<\/strong> O neg\u00f3cio \u00e9 o seguinte: seus pagamentos come\u00e7am em um n\u00edvel mais baixo e depois aumentam gradualmente com o tempo. Se voc\u00ea espera que sua renda fa\u00e7a a mesma dan\u00e7a, esse plano pode ser uma escolha s\u00f3lida.<\/p>\n

Plano de reembolso estendido:<\/strong> Est\u00e1 sentindo que precisa de um pouco mais de espa\u00e7o para respirar? Esse plano permite que voc\u00ea fa\u00e7a esses pagamentos - fixos ou crescentes - em um per\u00edodo de at\u00e9 25 anos. \u00c9 \u00fatil se voc\u00ea estiver com uma grande d\u00edvida de empr\u00e9stimo estudantil.<\/p>\n

Plano de reembolso baseado em renda:<\/strong> \u00c9 hora de deixar sua renda assumir a lideran\u00e7a. Esses planos vinculam seu pagamento mensal ao valor que voc\u00ea est\u00e1 recebendo e ao tamanho de sua fam\u00edlia. Eles s\u00e3o uma forma de tornar esses pagamentos um pouco mais acess\u00edveis para sua carteira, mas fique atento - eles podem significar mais juros no futuro.<\/p>\n

Agora, antes de tomar a decis\u00e3o, pense um pouco. Escolher o plano de amortiza\u00e7\u00e3o correto \u00e9 como escolher o par de sapatos certo - tem de lhe servir perfeitamente. N\u00e3o custa nada conversar com um especialista em finan\u00e7as ou um guru de empr\u00e9stimos estudantis. Eles podem lhe dar alguns conselhos reais para ajud\u00e1-lo a fazer a escolha inteligente.<\/p>\n

Lembre-se, estamos todos juntos nesse jogo de pagamento. Portanto, mantenha-se esperto e pague seus empr\u00e9stimos como o campe\u00e3o que voc\u00ea \u00e9!<\/p>","protected":false},"excerpt":{"rendered":"

Alright, folks, let’s talk about paying back those education loans. There are a bunch of ways you can go about it. Check out these options: Standard Repayment Plan: This one’s pretty straightforward. You’re gonna chip away at that loan with fixed monthly payments for about 10 years. It’s often the cheapest in the long run […]<\/p>","protected":false},"author":5,"featured_media":5413,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[23],"tags":[352,351,350,349],"class_list":["post-5411","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-payments","tag-income-driven-loan-plans","tag-loan-repayment-guidance","tag-student-loan-financial-strategies","tag-student-loan-payment-plans"],"yoast_head":"\nEducation\u00a0loan\u00a0repayment - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Education\u00a0loan\u00a0repayment\" \/>\n<meta property=\"og:description\" content=\"Alright, folks, let’s talk about paying back those education loans. There are a bunch of ways you can go about it. Check out these options: Standard Repayment Plan: This one’s pretty straightforward. You’re gonna chip away at that loan with fixed monthly payments for about 10 years. It’s often the cheapest in the long run […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/\" \/>\n<meta property=\"og:site_name\" content=\"WooshPay\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-07T09:01:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-07T09:01:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"412\" \/>\n\t<meta property=\"og:image:height\" content=\"280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Carmen\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Carmen\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/\",\"url\":\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/\",\"name\":\"Education\u00a0loan\u00a0repayment - WooshPay\",\"isPartOf\":{\"@id\":\"https:\/\/www.wooshpay.com\/zh\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg\",\"datePublished\":\"2023-08-07T09:01:57+00:00\",\"dateModified\":\"2023-08-07T09:01:59+00:00\",\"author\":{\"@id\":\"https:\/\/www.wooshpay.com\/zh\/#\/schema\/person\/d1e8b50ce9401cf26ad4e063a38c11e4\"},\"breadcrumb\":{\"@id\":\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/#breadcrumb\"},\"inLanguage\":\"pt-BR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/#primaryimage\",\"url\":\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg\",\"contentUrl\":\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg\",\"width\":412,\"height\":280},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.wooshpay.com\/zh\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Education\u00a0loan\u00a0repayment\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.wooshpay.com\/zh\/#website\",\"url\":\"https:\/\/www.wooshpay.com\/zh\/\",\"name\":\"WooshPay\",\"description\":\"One-stop payment platform\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.wooshpay.com\/zh\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pt-BR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.wooshpay.com\/zh\/#\/schema\/person\/d1e8b50ce9401cf26ad4e063a38c11e4\",\"name\":\"Carmen\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pt-BR\",\"@id\":\"https:\/\/www.wooshpay.com\/zh\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/d0676f347bf6bab0695a958a8c355902b8deb007e7a59cf3a4cb0837da902583?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/d0676f347bf6bab0695a958a8c355902b8deb007e7a59cf3a4cb0837da902583?s=96&d=mm&r=g\",\"caption\":\"Carmen\"},\"url\":\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/author\/alyssa\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Reembolso de empr\u00e9stimo para educa\u00e7\u00e3o - WooshPay","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/","og_locale":"pt_BR","og_type":"article","og_title":"Education\u00a0loan\u00a0repayment","og_description":"Alright, folks, let’s talk about paying back those education loans. There are a bunch of ways you can go about it. Check out these options: Standard Repayment Plan: This one’s pretty straightforward. You’re gonna chip away at that loan with fixed monthly payments for about 10 years. It’s often the cheapest in the long run […]","og_url":"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/","og_site_name":"WooshPay","article_published_time":"2023-08-07T09:01:57+00:00","article_modified_time":"2023-08-07T09:01:59+00:00","og_image":[{"width":412,"height":280,"url":"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg","type":"image\/jpeg"}],"author":"Carmen","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Carmen","Est. reading time":"2 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/","url":"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/","name":"Reembolso de empr\u00e9stimo para educa\u00e7\u00e3o - WooshPay","isPartOf":{"@id":"https:\/\/www.wooshpay.com\/zh\/#website"},"primaryImageOfPage":{"@id":"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/#primaryimage"},"image":{"@id":"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/#primaryimage"},"thumbnailUrl":"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg","datePublished":"2023-08-07T09:01:57+00:00","dateModified":"2023-08-07T09:01:59+00:00","author":{"@id":"https:\/\/www.wooshpay.com\/zh\/#\/schema\/person\/d1e8b50ce9401cf26ad4e063a38c11e4"},"breadcrumb":{"@id":"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/#breadcrumb"},"inLanguage":"pt-BR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/"]}]},{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/#primaryimage","url":"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg","contentUrl":"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg","width":412,"height":280},{"@type":"BreadcrumbList","@id":"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.wooshpay.com\/zh\/"},{"@type":"ListItem","position":2,"name":"Education\u00a0loan\u00a0repayment"}]},{"@type":"WebSite","@id":"https:\/\/www.wooshpay.com\/zh\/#website","url":"https:\/\/www.wooshpay.com\/zh\/","name":"WooshPay","description":"Plataforma de pagamento em um s\u00f3 lugar","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.wooshpay.com\/zh\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pt-BR"},{"@type":"Person","@id":"https:\/\/www.wooshpay.com\/zh\/#\/schema\/person\/d1e8b50ce9401cf26ad4e063a38c11e4","name":"Carmen","image":{"@type":"ImageObject","inLanguage":"pt-BR","@id":"https:\/\/www.wooshpay.com\/zh\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/d0676f347bf6bab0695a958a8c355902b8deb007e7a59cf3a4cb0837da902583?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d0676f347bf6bab0695a958a8c355902b8deb007e7a59cf3a4cb0837da902583?s=96&d=mm&r=g","caption":"Carmen"},"url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/author\/alyssa\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg",412,280,false],"thumbnail":["https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01-150x150.jpg",150,150,true],"medium":["https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01-300x204.jpg",300,204,true],"medium_large":["https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg",412,280,false],"large":["https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg",412,280,false],"1536x1536":["https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg",412,280,false],"2048x2048":["https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01.jpg",412,280,false],"trp-custom-language-flag":["https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/06\/educationloanrepayment_01-18x12.jpg",18,12,true]},"uagb_author_info":{"display_name":"Carmen","author_link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/author\/alyssa\/"},"uagb_comment_info":0,"uagb_excerpt":"Alright, folks, let’s talk about paying back those education loans. There are a bunch of ways you can go about it. Check out these options: Standard Repayment Plan: This one’s pretty straightforward. You’re gonna chip away at that loan with fixed monthly payments for about 10 years. It’s often the cheapest in the long run…","_links":{"self":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/posts\/5411","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/comments?post=5411"}],"version-history":[{"count":0,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/posts\/5411\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/media\/5413"}],"wp:attachment":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/media?parent=5411"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/categories?post=5411"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/wp-json\/wp\/v2\/tags?post=5411"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}