{"id":12093,"date":"2023-08-08T12:43:15","date_gmt":"2023-08-08T12:43:15","guid":{"rendered":"https:\/\/wooshpay.com\/?post_type=docs&p=12093"},"modified":"2023-08-08T12:43:16","modified_gmt":"2023-08-08T12:43:16","password":"","slug":"bank-transfer-in-europe","status":"publish","type":"docs","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs\/bank-transfer-in-europe\/","title":{"rendered":"Transfer\u00eancia banc\u00e1ria na Europa"},"content":{"rendered":"

Recursos<\/h2>\n\n\n\n
Pa\u00eds\/Regi\u00e3o de suporte<\/th>Europa<\/strong><\/th><\/tr><\/thead>
moeda de processamento<\/td>EUR<\/code><\/td><\/tr>
moeda de liquida\u00e7\u00e3o<\/td>EUR<\/code><\/td><\/tr>
reembolso<\/td>\u274c<\/td><\/tr>
reembolso parcial<\/td>\u274c<\/td><\/tr>
reembolso parcial m\u00faltiplo<\/td>\u274c<\/td><\/tr>
estorno<\/td>\u274c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

*Pa\u00eds\/Regi\u00e3o de suporte na Europa\uff1a<\/p>\n\n\n\n

\u00c1ustria, B\u00e9lgica, Bulg\u00e1ria, Chipre, Rep\u00fablica Tcheca, Dinamarca, Est\u00f4nia, Finl\u00e2ndia, Fran\u00e7a, Alemanha, Gr\u00e9cia, Hungria, Irlanda, It\u00e1lia, Let\u00f4nia, Litu\u00e2nia, Luxemburgo, Malta, Pa\u00edses Baixos, Pol\u00f4nia, Portugal, Rom\u00eania, Eslov\u00e1quia, Espanha, Su\u00e9cia, Noruega, Liechtenstein, Isl\u00e2ndia, Su\u00ed\u00e7a, M\u00f4naco<\/p>\n\n\n\n

M\u00e9todo de integra\u00e7\u00e3o<\/strong><\/h2>\n\n\n\n

Valores de enumera\u00e7\u00e3o do m\u00e9todo de pagamento:<\/strong> bank_transfer_eu<\/code><\/p>\n\n\n\n

H\u00e1 dois m\u00e9todos de integra\u00e7\u00e3o para transfer\u00eancia banc\u00e1ria<\/strong><\/p>\n\n\n\n

    \n
  1. API direta<\/li>\n\n\n\n
  2. Checkout<\/li>\n<\/ol>\n\n\n\n

    Direto<\/strong> API<\/strong><\/h2>\n\n\n\n

    Fluxo de pagamento<\/h3>\n\n\n\n
      \n
    1. Para integra\u00e7\u00e3o direta com a API, ap\u00f3s criar a inten\u00e7\u00e3o de pagamento pela OpenAPI, os clientes ser\u00e3o redirecionados para a p\u00e1gina de transfer\u00eancia banc\u00e1ria<\/li>\n<\/ol>\n\n\n\n
      \"output.png\"\/<\/figure>\n\n\n\n
        \n
      1. Depois de concluir as transfer\u00eancias banc\u00e1rias locais e clicar em \"I've completed payment\" (Conclu\u00ed o pagamento), os clientes ver\u00e3o \"payment is being processed\" (o pagamento est\u00e1 sendo processado) e ser\u00e3o redirecionados para return_url<\/li>\n<\/ol>\n\n\n\n
        \"sa\u00edda<\/figure>\n\n\n\n

        Como fazer a integra\u00e7\u00e3o<\/strong><\/h3>\n\n\n\n

        Para a integra\u00e7\u00e3o direta com a API, voc\u00ea pode criar uma PaymentIntent e obter o URL em apenas uma etapa. Veja a seguir a demonstra\u00e7\u00e3o da cria\u00e7\u00e3o da inten\u00e7\u00e3o de pagamento:<\/p>\n\n\n\n

        Criar um PaymentIntent<\/strong><\/a><\/p>\n\n\n\n

        Crie um PaymentIntent em seu servidor e especifique o valor a ser coletado e uma moeda compat\u00edvel.<\/p>\n\n\n\n

        No caso de transfer\u00eancia banc\u00e1ria, notadamente, voc\u00ea tamb\u00e9m precisa coletar o nome<\/code>, pa\u00eds<\/code> e e-mail<\/code> em payment_method_data.billing_details<\/code>.<\/p>\n\n\n\n

        Se voc\u00ea tiver uma integra\u00e7\u00e3o existente com o Payment Intents, adicione bank_transfer_eu<\/code> \u00e0 lista de tipos de m\u00e9todos de pagamento.<\/p>\n\n\n\n

        Solicita\u00e7\u00e3o<\/em><\/strong><\/p>\n\n\n\n

        {\n    \"amount\":1000,\n    \"currency\": \"GBP\",\n    \"confirm\":true,\n    \"payment_method_data\" : {\n        \"type\": \"bank_transfer_eu\",\n        \"billing_details\":{\n            \"address\": {\n                \"line1\": \"XX mans\u00e3o\",\n                \"line2\": \"XX Town\" (Cidade XX),\n                \"city\" (cidade): \"city\",\n                \"state\" (estado): \"California\",\n                \"country\": \"GB\",\n                \"postal_code\": \"55555\"\n\n            },\n            \"name\": \"Tom Elis\",\n            \"email\": \"E298483@Gmail.com\"\n        }\n    },\n    \"quantity\" (quantidade): 2,\n    \"merchant_user_id\": \"123456\",\n    \"merchant_order_id\": \"Order112344343\",\n    \"return_url\": \"https:\/\/your.website\"\n}<\/code><\/pre>\n\n\n\n
        resposta<\/em><\/strong><\/p>\n\n\n\n
        {\n    \"id\": \"pi_1661558941487726592\",\n    \"object\": \"payment_intent\",\n    \"created\": 1684981497000,\n    \"currency\": \"GBP\",\n    \"amount\": 1000,\n    \"status\": \"requires_action\",\n    \"description\" (descri\u00e7\u00e3o): \"descri\u00e7\u00e3o do produto\",\n    \"livemode\": falso,\n    \"quantity\" (quantidade): 2,\n    \"merchant_user_id\": \"123456\",\n    \"merchant_order_id\": \"Order112344343\",\n    \"client_secret\": \"pi_1661558941487726592_secret_g4Xl2kP98fwFD5x4HSVyK0Rm\",\n    \"next_action\": {\n        \"type\": \"bank_transfer_uk_handle_redirect\",\n        \"bank_transfer_uk_handle_redirect\": {\n            \"url\": \"https:\/\/pay-sandbox.tazapay.com\/marketplace\/paymentdetails\/8t0-UMIIGKyeiECODNFV6ldbGjpumbMOsbqpmuw7sg8NXjQ_B_YxmEXSnr_nHAeZ\"\n        }\n    },\n    \"payment_method_types\": [\n        \"bank_transfer_uk\",\n        \"bank_transfer_eu\",\n\n    ],\n    \"confirmation_method\": \"automatic\",\n    \"return_url\": \"https:\/\/your.website\",\n    \"payment_method\": \"pm_1661558941370286080\",\n    \"capture_method\": \"automatic\"\n}<\/code><\/pre>\n\n\n\n
        Checkout<\/strong><\/h2>\n\n\n\n
        Fluxo de pagamento<\/h3>\n\n\n\n
          \n
        1. O cliente seleciona a transfer\u00eancia banc\u00e1ria na lista de m\u00e9todos de pagamento dispon\u00edveis e preenche as informa\u00e7\u00f5es de pagamento<\/li>\n<\/ol>\n\n\n\n
          \"sa\u00edda<\/figure>\n\n\n\n
            \n
          1. Os clientes enviam dinheiro para uma conta banc\u00e1ria local<\/li>\n<\/ol>\n\n\n\n
            \"sa\u00edda<\/figure>\n\n\n\n
              \n
            1. Depois de fazer transfer\u00eancias banc\u00e1rias locais e clicar em \"I've completed payment\" (Conclu\u00ed o pagamento), a p\u00e1gina mostrar\u00e1 aos clientes que o pagamento est\u00e1 sendo processado e, em seguida, ser\u00e1 redirecionada para return_url<\/li>\n<\/ol>\n\n\n\n
              \"output<\/figure>\n\n\n\n
              Criar uma sess\u00e3o<\/a><\/h3>\n\n\n\n
              Solicita\u00e7\u00e3o<\/em><\/strong><\/p>\n\n\n\n
              {\n    \"cancel_url\": \"www.wooshpay.com\",\n    \"mode\": \"payment\" (pagamento),\n    \"success_url\": \"https:\/\/wooshpay.com\/\",\n    \"payment_method_types\": [\n        \"bank_transfer_eu\",\n        \"bank_transfer_uk\"\n    ],\n    \"line_items\": [\n        {\n            \"price_data\": {\n                \"currency\" (moeda): \"EUR\",\n                \"product\": nulo,\n                \"unit_amount\": 100000,\n                \"active\": true,\n                \"metadata\": {\n                    \"key1\": \"value1\",\n                    \"key2\": \"value2\"\n                },\n                \"nickname\": \"apple\",\n                \"product_data\": {\n                    \"id\": nulo,\n                    \"name\": \"apple\",\n                    \"active\": true,\n                    \"description\" (descri\u00e7\u00e3o): \"yummy yummy\",\n                    \"url\": \"www.wooshpay.com\"\n                },\n                \"billing_scheme\": \"testscheme\",\n                \"lookup_key\": \"test_lookup_key\"\n            },\n            \"quantity\" (quantidade): 1\n        }\n    ]\n}<\/code><\/pre>\n\n\n\n
              Resposta<\/em><\/strong><\/p>\n\n\n\n
              {\n    \"id\": \"cs_1661288382405279744\",\n    \"object\": \"checkout.session\",\n    \"created\": 1684916990000,\n    \"currency\": \"EUR\",\n    \"customer\": \"\",\n    \"mode\": \"payment\" (pagamento),\n    \"livemode\": falso,\n    \"status\": \"open\",\n    \"url\": \"https:\/\/checkouttest.wooshpay.com\/pay\/cs_test_1661288382405279744?key=pk_test_NTE2NTc5NDIzMjU1MzM0Nzg5MTMxOjMzb1M2aUVkNkNvalZPRE1nTW5ITDhYcDE2ODQxMTkyMjgzMTQ\",\n    \"cancel_url\": \"www.wooshpay.com\",\n    \"line_items\": {\n        \"object\": \"list\",\n        \"data\": [\n            {\n                \"id\": \"li_1661288382443028480\",\n                \"object\": \"item\",\n                \"currency\": \"EUR\",\n                \"description\": \"apple\",\n                \"price\": {\n                    \"id\": \"price_1661288382476582912\",\n                    \"object\": \"price\" (pre\u00e7o),\n                    \"created\": 1684916990000,\n                    \"active\": true,\n                    \"currency\": \"EUR\",\n                    \"metadata\": {\n                        \"key1\": \"value1\",\n                        \"key2\": \"value2\"\n                    },\n                    \"nickname\": \"apple\",\n                    \"product\": {\n                        \"id\": \"prod_1661288382493360128\",\n                        \"object\": \"product\" (produto),\n                        \"created\" (criado): 1684916990000,\n                        \"active\": true,\n                        \"description\" (descri\u00e7\u00e3o): \"yummy yummy\",\n                        \"name\" (nome): \"apple\",\n                        \"livemode\": falso,\n                        \"url\": \"www.wooshpay.com\",\n                        \"updated\": 1684916990000\n                    },\n                    \"type\" (tipo): \"one_time\",\n                    \"livemode\": falso,\n                    \"unit_amount\": 100000,\n                    \"billing_scheme\": \"per_unit\",\n                    \"lookup_key\": \"test_lookup_key\"\n                },\n                \"quantity\" (quantidade): 1,\n                \"amount_subtotal\": 100000,\n                \"amount_total\": 100000\n            }\n        ]\n    },\n    \"payment_intent\": \"pi_1661288382682103808\",\n    \"payment_method_types\": [\n        \"bank_transfer_eu\",\n        \"bank_transfer_uk\"\n    ],\n    \"payment_status\": \"unpaid\" (n\u00e3o pago),\n    \"success_url\": \"https:\/\/wooshpay.com\/\",\n    \"amount_subtotal\": 100000,\n    \"amount_total\": 100000,\n    \"billing_address_collection\": \"auto\",\n    \"expires_at\": 1685003390272,\n    \"payment_link\": \"\",\n    \"client_secret\": \"pi_1661288382682103808_secret_VNK78femqxwsDZbKCRRKvQHR\"\n}<\/code><\/pre>\n\n\n\n
              Pr\u00f3xima etapa<\/strong><\/h2>\n\n\n\n
              Voc\u00ea pode adicionar mais recursos \u00e0 sua integra\u00e7\u00e3o conforme necess\u00e1rio<\/p>\n\n\n\n
              Criar um webhook<\/a><\/h2>\n\n\n\n
              Ou\u00e7a os eventos em sua conta WooshPay para que sua integra\u00e7\u00e3o possa acionar rea\u00e7\u00f5es automaticamente. Crie um webhook que se concentre principalmente em enabled_events e url.<\/p>","protected":false},"excerpt":{"rendered":"
              Recursos Suporte Pa\u00eds\/Regi\u00e3o Europa moeda de processamento EUR moeda de liquida\u00e7\u00e3o EUR reembolso \u274c reembolso parcial \u274c reembolso parcial m\u00faltiplo \u274c estorno \u274c *Suporte Pa\u00eds\/Regi\u00e3o na Europa\uff1a \u00c1ustria, B\u00e9lgica, Bulg\u00e1ria, Chipre, Rep\u00fablica Tcheca, Dinamarca, Est\u00f4nia, Finl\u00e2ndia, Fran\u00e7a, Alemanha, Gr\u00e9cia, Hungria, Irlanda, It\u00e1lia, Let\u00f4nia, Litu\u00e2nia, Luxemburgo, Malta, Pa\u00edses Baixos, Pol\u00f4nia, Portugal, Rom\u00eania, Eslov\u00e1quia, Espanha, Su\u00e9cia, Noruega, Liechtenstein, Isl\u00e2ndia, Su\u00ed\u00e7a, [...]<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"doc_category":[395],"doc_tag":[411,412,324,323,319],"class_list":["post-12093","docs","type-docs","status-publish","has-post-thumbnail","hentry","doc_category-add-more-payment-methods","doc_tag-bank-transfer","doc_tag-bank-transfer-in-europe","doc_tag-open-api","doc_tag-payment","doc_tag-payment-flow"],"year_month":"2026-04","word_count":653,"total_views":"2204","reactions":{"happy":"0","normal":"0","sad":"0"},"author_info":{"name":"wooshpaysite\u7ba1\u7406\u5458","author_nicename":"wooshpaysiteadmin","author_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/author\/wooshpaysiteadmin\/"},"doc_category_info":[{"term_name":"Add more payment methods","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-category\/add-more-payment-methods\/"}],"doc_tag_info":[{"term_name":"Bank 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