{"id":12090,"date":"2023-08-08T12:40:47","date_gmt":"2023-08-08T12:40:47","guid":{"rendered":"https:\/\/wooshpay.com\/?post_type=docs&#038;p=12090"},"modified":"2023-08-08T12:40:49","modified_gmt":"2023-08-08T12:40:49","password":"","slug":"paynow","status":"publish","type":"docs","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs\/paynow\/","title":{"rendered":"PayNow"},"content":{"rendered":"<h3 class=\"wp-block-heading\" id=\"h-learn-about-paynow-a-real-time-payment-network-popular-in-singapore\"><strong>Saiba mais sobre a PayNow, uma rede de pagamento em tempo real popular em Cingapura.<\/strong><\/h3>\n\n\n\n<p>A PayNow \u00e9 uma rede de pagamentos em tempo real em Cingapura, administrada pelo Association Bank of Singapore (ABS) e supervisionada pela Monetary Authority of Singapore (MAS). Ela permite que consumidores e empresas se registrem no servi\u00e7o usando v\u00e1rios identificadores, como n\u00famero de celular, NRIC\/FIN de Cingapura, n\u00famero de registro comercial UEN ou endere\u00e7o de pagamento virtual (VPA para contas NFI, que inclui carteiras eletr\u00f4nicas). Uma vez registrados, os usu\u00e1rios podem transferir facilmente fundos em SGD de uma conta banc\u00e1ria ou de carteira eletr\u00f4nica para outra em Cingapura por meio da rede FAST. O FAST \u00e9 um sistema de trilhos de pagamento regulamentado e padronizado que garante uma interoperabilidade perfeita entre diferentes provedores de pagamento.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-features\"><strong>Recursos<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Processamento de moedas<\/th><th>SGD<\/th><\/tr><\/thead><tbody><tr><td>Moedas de liquida\u00e7\u00e3o<\/td><td>USD<\/td><\/tr><tr><td>Valor m\u00ednimo da transa\u00e7\u00e3o<\/td><td>1 THB<\/td><\/tr><tr><td>Valor m\u00e1ximo da transa\u00e7\u00e3o<\/td><td>5.000 THB<\/td><\/tr><tr><td>Reembolsos<\/td><td>\u2705<\/td><\/tr><tr><td>Reembolsos parciais<\/td><td>\u2705<\/td><\/tr><tr><td>Reembolso parcial m\u00faltiplo<\/td><td>\u2705<\/td><\/tr><tr><td>Estorno<\/td><td>\u274c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-payment-flow\">Fluxo de pagamento<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/393809\/image-preview\" alt=\"pic_2@2x.png\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-integration-method\"><strong>M\u00e9todo de integra\u00e7\u00e3o<\/strong><\/h2>\n\n\n\n<p><strong>Valores de enumera\u00e7\u00e3o do m\u00e9todo de pagamento:<\/strong> <strong><code>pagar agora<\/code><\/strong><\/p>\n\n\n\n<p><strong>H\u00e1 dois m\u00e9todos de integra\u00e7\u00e3o para o PayNow<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>API direta<\/li>\n\n\n\n<li>Checkout<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-direct-api\"><strong>Direto<\/strong> <strong>API<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-integration\"><strong>Como fazer a integra\u00e7\u00e3o<\/strong><\/h3>\n\n\n\n<p>Para a integra\u00e7\u00e3o direta com a API, voc\u00ea pode criar uma PaymentIntent e obter o URL em apenas uma etapa. Veja a seguir a demonstra\u00e7\u00e3o da cria\u00e7\u00e3o da inten\u00e7\u00e3o de pagamento:<\/p>\n\n\n\n<p><a href=\"\/pt\/api-42631218\/\"><strong>Criar um PaymentIntent<\/strong><\/a><\/p>\n\n\n\n<p>Crie um PaymentIntent em seu servidor e especifique o valor a ser coletado e uma moeda compat\u00edvel.<\/p>\n\n\n\n<p>Notavelmente, para o Paynow, voc\u00ea tamb\u00e9m precisa coletar os dados do cliente <code>nome<\/code>, <code>pa\u00eds<\/code> e <code>e-mail<\/code> em <code>payment_method_data.billing_details<\/code>.<\/p>\n\n\n\n<p>Se voc\u00ea tiver uma integra\u00e7\u00e3o existente com o Payment Intents, adicione <code>bank_transfer_uk<\/code> \u00e0 lista de tipos de m\u00e9todos de pagamento.<\/p>\n\n\n\n<p><strong><em>Solicita\u00e7\u00e3o<\/em><\/strong> Criar um PaymentIntent<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"amount\":1000,\n    \"currency\": \"SGD\",\n    \"payment_method_data\" : {\n        \"type\": \"paynow\",\n        \"billing_details\":{\n            \"address\": {\n                \"country\": \"SG\"\n            },\n            \"name\": \"Tom Elis\",\n            \"email\": \"1231536GF41@Gmail.com\"\n        }\n    },\n    \"description\" (descri\u00e7\u00e3o): \"descri\u00e7\u00e3o do produto\",\n    \"quantity\" (quantidade): 2,\n    \"return_url\": \"https:\/\/your.website\"\n}<\/code><\/pre>\n\n\n\n<p><strong><em>Resposta<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\": \"pi_1686226704999120896\",\n    \"object\": \"payment_intent\",\n    \"created\": 1690862750000,\n    \"livemode\": true,\n    \"currency\": \"SGD\",\n    \"amount\" (valor): 1000,\n    \"status\": \"requires_action\",\n    \"description\" (descri\u00e7\u00e3o): \"descri\u00e7\u00e3o do produto\",\n    \"quantity\" (quantidade): 2,\n    \"client_secret\": \"pi_1686226704999120896_secret_nz79AKtKGcxWr2gUxEsFXrM1\",\n    \"next_action\": {\n        \"type\": \"paynow_handle_redirect\",\n        \"paynow_handle_redirect\": {\n            \"url\": \"https:\/\/pay.tazapay.com\/marketplace\/paymentdetails\/0Pq7kWaNrGrjxYiaqsfchBD3bR0K4obPc7W4EtdSmt6y9BHpRLFBYdPzUWx59sHR\"\n        }\n    },\n    \"payment_method_types\": [\n        \"paynow\"\n    ],\n    \"confirmation_method\" (m\u00e9todo de confirma\u00e7\u00e3o): \"automatic\",\n    \"return_url\": \"https:\/\/your.website\",\n    \"payment_method\": \"pm_1686226704869097472\",\n    \"capture_method\": \"automatic\"\n}<\/code><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-checkout\"><strong>Checkout<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-create-a-seesion\">Criar uma se\u00e7\u00e3o<\/h3>\n\n\n\n<p><strong><em>Solicita\u00e7\u00e3o<\/em><\/strong> <a href=\"\/pt\/api-42654181\/\">Criar uma sess\u00e3o<\/a><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"cancel_url\": \"www.wooshpay.com\",\n    \"mode\": \"payment\" (pagamento),\n    \"success_url\": \"https:\/\/wooshpay.com\/\",\n    \"payment_method_types\":[\"paynow\"],\n    \"line_items\": [\n        {\n            \"price_data\": {\n                \"currency\": \"SGD\",\n                \"unit_amount\": 10000000,\n                \"nickname\": \"apple\",\n                \"product_data\": {\n                    \"name\": \"apple\"\n                },\n                \"billing_scheme\": \"testscheme\",\n                \"lookup_key\": \"test_lookup_key\"\n            },\n            \"quantity\" (quantidade): 1\n        }\n    ]\n}<\/code><\/pre>\n\n\n\n<p><strong><em>Resposta<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\": \"cs_1686257953583136768\",\n    \"object\": \"checkout.session\",\n    \"created\": 1690870200000,\n    \"livemode\": falso,\n    \"currency\": \"SGD\",\n    \"customer\": \"\",\n    \"mode\" (modo): \"payment\" (pagamento),\n    \"status\": \"open\",\n    \"url\": \"https:\/\/checkouttest.wooshpay.com\/pay\/cs_test_1686257953583136768?key=cGtfdGVzdF9OVEUyTlRjNU5ESXpNalUxTXpNME56ZzVNVE14T2pNemIxTTJhVVZrTmtOdmFsWlBSRTFuVFc1SVREaFljREUyT0RReE1Ua3lNamd6TVRR\",\n    \"cancel_url\": \"www.wooshpay.com\",\n    \"line_items\": {\n        \"object\": \"list\",\n        \"data\": [\n            {\n                \"id\": \"li_1686257953620885504\",\n                \"object\": \"item\",\n                \"currency\": \"SGD\",\n                \"description\": \"apple\",\n                \"price\": {\n                    \"id\": \"price_1686257953633468416\",\n                    \"object\": \"price\" (pre\u00e7o),\n                    \"created\": 1690870200000,\n                    \"livemode\": falso,\n                    \"active\": falso,\n                    \"currency\" (moeda): \"SGD\",\n                    \"nickname\": \"apple\",\n                    \"product\" (produto): {\n                        \"id\": \"prod_1686257953646051328\",\n                        \"object\": \"product\",\n                        \"created\" (criado): 1690870200000,\n                        \"livemode\": falso,\n                        \"active\": falso,\n                        \"name\" (nome): \"apple\",\n                        \"updated\": 1690870200000\n                    },\n                    \"type\" (tipo): \"one_time\",\n                    \"unit_amount\": 10000000,\n                    \"billing_scheme\": \"per_unit\",\n                    \"lookup_key\": \"test_lookup_key\"\n                },\n                \"quantity\" (quantidade): 1,\n                \"amount_subtotal\": 10000000,\n                \"amount_total\": 10000000\n            }\n        ]\n    },\n    \"payment_intent\": \"pi_1686257953868349440\",\n    \"payment_method_types\": [\n        \"paynow\"\n    ],\n    \"payment_status\": \"unpaid\" (n\u00e3o pago),\n    \"success_url\": \"https:\/\/wooshpay.com\/\",\n    \"amount_subtotal\": 10000000,\n    \"amount_total\": 10000000,\n    \"billing_address_collection\": \"auto\",\n    \"expires_at\": 1690956599952,\n    \"payment_link\": \"\",\n    \"client_secret\": \"pi_1686257953868349440_secret_BKuEOd8kJq0cxvZszocDlfjb\"\n}<\/code><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-next-step\"><strong>Pr\u00f3xima etapa<\/strong><\/h2>\n\n\n\n<p>Voc\u00ea pode adicionar mais recursos \u00e0 sua integra\u00e7\u00e3o conforme necess\u00e1rio<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-create-a-webhook\"><a href=\"\/pt\/doc-2517709\/\">Criar um webhook<\/a><\/h2>\n\n\n\n<p>Ou\u00e7a os eventos em sua conta WooshPay para que sua integra\u00e7\u00e3o possa acionar rea\u00e7\u00f5es automaticamente. Crie um webhook que se concentre principalmente em enabled_events e url.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-create-a-refund\"><a href=\"\/pt\/api-51369554\/\">Criar um reembolso<\/a><\/h2>\n\n\n\n<p>Crie um reembolso para devolver os fundos ao seu cliente. Voc\u00ea tamb\u00e9m pode realizar reembolsos parciais, mas nem todos os m\u00e9todos de pagamento os aceitam. Um reembolso parcial \u00e9 quando voc\u00ea reembolsa apenas parte do valor original da transa\u00e7\u00e3o.<\/p>","protected":false},"excerpt":{"rendered":"<p>Saiba mais sobre a PayNow, uma rede de pagamento em tempo real popular em Cingapura. A PayNow \u00e9 uma rede de pagamento em tempo real em Cingapura, administrada pelo Association Bank of Singapore (ABS) e supervisionada pela Monetary Authority of Singapore (MAS). Ela permite que consumidores e empresas se registrem no servi\u00e7o usando v\u00e1rios identificadores, como n\u00famero de celular, [...]<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"doc_category":[395],"doc_tag":[321,324,323,319,410],"class_list":["post-12090","docs","type-docs","status-publish","has-post-thumbnail","hentry","doc_category-add-more-payment-methods","doc_tag-checkout","doc_tag-open-api","doc_tag-payment","doc_tag-payment-flow","doc_tag-paynow"],"year_month":"2026-04","word_count":598,"total_views":"2505","reactions":{"happy":"21","normal":"19","sad":"19"},"author_info":{"name":"wooshpaysite\u7ba1\u7406\u5458","author_nicename":"wooshpaysiteadmin","author_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/author\/wooshpaysiteadmin\/"},"doc_category_info":[{"term_name":"Add more payment methods","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-category\/add-more-payment-methods\/"}],"doc_tag_info":[{"term_name":"checkout","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-tag\/checkout\/"},{"term_name":"open api","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-tag\/open-api\/"},{"term_name":"payment","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-tag\/payment\/"},{"term_name":"Payment Flow","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-tag\/payment-flow\/"},{"term_name":"PayNow","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-tag\/paynow\/"}],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PayNow - WooshPay<\/title>\n<meta name=\"description\" content=\"PayNow is a real-time payment network in Singapore managed by the Association Bank of Singapore (ABS) and overseen by the Monetary Authority of Singapore (MAS). It enables both consumers and businesses to register for the service using various identifiers such as their mobile number, Singapore NRIC\/FIN, UEN business registration number, or Virtual Payment Address (VPA for NFI accounts, which includes eWallets). Once registered, users can easily transfer SGD funds from one bank or e-wallet account to another within Singapore through the FAST network. 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