{"id":12075,"date":"2023-08-08T12:32:03","date_gmt":"2023-08-08T12:32:03","guid":{"rendered":"https:\/\/wooshpay.com\/?post_type=docs&#038;p=12075"},"modified":"2023-08-08T12:32:04","modified_gmt":"2023-08-08T12:32:04","password":"","slug":"giropay","status":"publish","type":"docs","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs\/giropay\/","title":{"rendered":"Giropay"},"content":{"rendered":"<p><strong>O Giropay \u00e9 um sistema interbanc\u00e1rio, introduzido por<\/strong> <strong>o<\/strong> <strong>Bancos alem\u00e3es em 2005 como o m\u00e9todo de pagamento oficial para servi\u00e7os banc\u00e1rios on-line. Ele pode ser acessado por mais de 40 milh\u00f5es de compradores e responde por 16% de todas as transa\u00e7\u00f5es on-line na Alemanha.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-features\"><strong>Recursos<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>C\u00f3digos de pa\u00eds dispon\u00edveis<\/th><th>DE<\/th><\/tr><\/thead><tbody><tr><td>Processamento de moedas<\/td><td>EUR<\/td><\/tr><tr><td>Moedas de liquida\u00e7\u00e3o<\/td><td>EUR<\/td><\/tr><tr><td>Valor m\u00ednimo da transa\u00e7\u00e3o<\/td><td>1,00 EUR<\/td><\/tr><tr><td>Valor m\u00e1ximo da transa\u00e7\u00e3o<\/td><td>Sem limite.<br>At\u00e9 10.000 euros - pagamento garantido*<br>Acima de 10.000 euros - pagamento n\u00e3o garantido<\/td><\/tr><tr><td>Reembolsos<\/td><td>\u2705<\/td><\/tr><tr><td>Reembolsos parciais<\/td><td>\u2705<\/td><\/tr><tr><td>Reembolso parcial m\u00faltiplo<\/td><td>\u2705<\/td><\/tr><tr><td>Estorno<\/td><td>\u274c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>*A giropay garante contratualmente o pagamento por at\u00e9 6 semanas ap\u00f3s a transa\u00e7\u00e3o inicial.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-integration-method\"><strong>M\u00e9todo de integra\u00e7\u00e3o<\/strong><\/h2>\n\n\n\n<p><strong>Valores de enumera\u00e7\u00e3o do m\u00e9todo de pagamento:<\/strong> <code>giropay<\/code><\/p>\n\n\n\n<p><strong>H\u00e1 um m\u00e9todo de integra\u00e7\u00e3o para o Giropay<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>API direta<\/li>\n\n\n\n<li>Checkout<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-direct-api\"><strong>Direto<\/strong> <strong>API<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-integration\"><strong>Como fazer a integra\u00e7\u00e3o<\/strong><\/h3>\n\n\n\n<p>Para a integra\u00e7\u00e3o direta com a API, voc\u00ea pode criar uma PaymentIntent e obter o URL em apenas uma etapa. Veja a seguir a demonstra\u00e7\u00e3o da cria\u00e7\u00e3o da inten\u00e7\u00e3o de pagamento:<\/p>\n\n\n\n<p><a href=\"\/pt\/api-42631218\/\"><strong>Criar um PaymentIntent<\/strong><\/a><\/p>\n\n\n\n<p>Um PaymentIntent \u00e9 um objeto que representa sua inten\u00e7\u00e3o de cobrar o pagamento do cliente e rastreia o ciclo de vida do processo de pagamento. Crie um PaymentIntent em seu servidor e especifique o valor a ser cobrado e uma moeda compat\u00edvel. Se voc\u00ea j\u00e1 tiver uma integra\u00e7\u00e3o de Payment Intents, adicione <strong>giropay<\/strong> \u00e0 lista de tipos de m\u00e9todos de pagamento.<\/p>\n\n\n\n<p>Observe que, para esse m\u00e9todo de pagamento, voc\u00ea precisa especificar o pa\u00eds em <code>billing_details.address<\/code> como Alemanha, qual c\u00f3digo de pa\u00eds \u00e9 <code>DE<\/code>.<\/p>\n\n\n\n<p><strong><em>Solicita\u00e7\u00e3o<\/em><\/strong> Criar um PaymentIntent<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"amount\": 2000,\n    \"currency\" (moeda): \"EUR\",\n    \"confirm\": true,\n    \"payment_method_data\": {\n        \"type\": \"giropay\",\n        \"billing_details\": {\n            \"address\" (endere\u00e7o): {\n                \"country\" (pa\u00eds): \"DE\"\n            },\n            \"firstName\": \"\",\n            \"lastName\": \"\"\n        }\n    },\n    \"return_url\": \"https:\/\/wooshpay.com\"\n}<\/code><\/pre>\n\n\n\n<p><strong><em>Resposta<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\": \"pi_1670644604036186112\",\n    \"object\": \"payment_intent\",\n    \"created\": 1687147687000,\n    \"livemode\": falso,\n    \"currency\": \"EUR\",\n    \"amount\" (valor): 2000,\n    \"status\": \"requires_action\",\n    \"client_secret\": \"pi_1670644604036186112_secret_9UHXdOLAE1WV7A1UCIjH8nMP\",\n    \"next_action\": {\n        \"type\": \"redirect_to_url\",\n        \"giropay_handle_redirect\": {\n            \"url\": \"https:\/\/r3.girogate.de\/ti\/simgiropay?tx=2090827518&amp;rs=33tiT9GdES3vl4zIQ4ShK4Sw3NsvymQj&amp;cs=0981d204f358af0d05ea4aa49a2b678fbe36aa4f13af2624441385921431f7a6\"\n        }\n    },\n    \"payment_method_types\": [\n        \"giropay\"\n    ],\n    \"confirmation_method\" (m\u00e9todo de confirma\u00e7\u00e3o): \"automatic\",\n    \"return_url\": \"https:\/\/wooshpay.com\",\n    \"payment_method\": \"pm_1670644603939717120\",\n    \"capture_method\": \"automatic\"\n}<\/code><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-checkout\"><strong>Checkout<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-payment-flow\">Fluxo de pagamento<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>O cliente seleciona Giropay na lista de m\u00e9todos de pagamento dispon\u00edveis e clica no bot\u00e3o Pay (Pagar)<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/391507\/image-preview\" alt=\"\u4e0b\u8f7d.png\"\/><\/figure>\n\n\n\n<ol class=\"wp-block-list\" start=\"2\">\n<li>Os clientes ser\u00e3o redirecionados para a p\u00e1gina da Giropay<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/391508\/image-preview\" alt=\"\u4e0b\u8f7d (1).png\"\/><\/figure>\n\n\n\n<ol class=\"wp-block-list\" start=\"3\">\n<li>Os clientes selecionam seu banco e aprovam o pagamento por meio do banco on-line<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/391509\/image-preview\" alt=\"\u4e0b\u8f7d (2).png\"\/><\/figure>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/391511\/image-preview\" alt=\"\u4e0b\u8f7d (3).png\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-create-a-seesion\">Criar uma se\u00e7\u00e3o<\/h3>\n\n\n\n<p><strong><em>Solicita\u00e7\u00e3o<\/em><\/strong> <a href=\"\/pt\/api-42654181\/\">Criar uma sess\u00e3o<\/a><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"cancel_url\": \"www.wooshpay.com\",\n    \"mode\": \"payment\" (pagamento),\n    \"success_url\": \"https:\/\/wooshpay.com\/\",\n    \"payment_method_types\": [\n        \"giropay\"\n    ],\n    \"line_items\": [\n        {\n            \"price_data\": {\n                \"currency\" (moeda): \"EUR\",\n                \"product\": nulo,\n                \"unit_amount\": 2000,\n                \"product_data\": {\n                    \"name\": \"apple\"\n                },\n                \"billing_scheme\": \"testscheme\",\n                \"lookup_key\": \"test_lookup_key\"\n            },\n            \"quantity\" (quantidade): 1\n        }\n    ]\n}<\/code><\/pre>\n\n\n\n<p><strong><em>Resposta<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\": \"cs_1680883889586831360\",\n    \"object\": \"checkout.session\",\n    \"created\": 1689588923000,\n    \"livemode\": falso,\n    \"currency\": \"EUR\",\n    \"customer\": \"\",\n    \"mode\" (modo): \"payment\" (pagamento),\n    \"status\": \"open\",\n    \"url\": \"https:\/\/checkouttest.wooshpay.com\/pay\/cs_test_1680883889586831360?key=pk_test_NTE2Njk1Mjk1ODMxNjAwMDQ2MDkxOmVqUkVxaWdMOVNQSGpRdmV0ZXUxZFBmcTE2ODY4ODE4NDY0MTg\",\n    \"cancel_url\": \"www.wooshpay.com\",\n    \"line_items\": {\n        \"object\": \"list\",\n        \"data\": [\n            {\n                \"id\": \"li_1680883889620385792\",\n                \"object\": \"item\",\n                \"currency\": \"EUR\",\n                \"description\": \"apple\",\n                \"price\": {\n                    \"id\": \"price_1680883889632968704\",\n                    \"object\": \"price\" (pre\u00e7o),\n                    \"created\": 1689588923000,\n                    \"livemode\": falso,\n                    \"active\": falso,\n                    \"currency\" (moeda): \"EUR\",\n                    \"product\" (produto): {\n                        \"id\": \"prod_1680883889641357312\",\n                        \"object\": \"product\",\n                        \"created\" (criado): 1689588923000,\n                        \"livemode\": falso,\n                        \"active\": falso,\n                        \"name\" (nome): \"apple\",\n                        \"updated\": 1689588923000\n                    },\n                    \"type\" (tipo): \"one_time\",\n                    \"unit_amount\": 2000,\n                    \"billing_scheme\": \"per_unit\",\n                    \"lookup_key\": \"test_lookup_key\"\n                },\n                \"quantity\" (quantidade): 1,\n                \"amount_subtotal\": 2000,\n                \"amount_total\": 2000\n            }\n        ]\n    },\n    \"payment_intent\": \"pi_1680883889804935168\",\n    \"payment_method_types\": [\n        \"giropay\"\n    ],\n    \"payment_status\": \"unpaid\" (n\u00e3o pago),\n    \"success_url\": \"https:\/\/wooshpay.com\/\",\n    \"amount_subtotal\": 2000,\n    \"amount_total\": 2000,\n    \"billing_address_collection\": \"auto\",\n    \"expires_at\": 1689675323250,\n    \"payment_link\": \"\",\n    \"client_secret\": \"pi_1680883889804935168_secret_oOaiHu8k190zNlX9zeIV5xkl\"\n}<\/code><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-next-step\"><strong>Pr\u00f3xima etapa<\/strong><\/h2>\n\n\n\n<p>Voc\u00ea pode adicionar mais recursos \u00e0 sua integra\u00e7\u00e3o conforme necess\u00e1rio<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-create-a-webhook\"><a href=\"http:\/\/doc-2517709\" rel=\"sponsored nofollow\">Criar um webhook<\/a><\/h2>\n\n\n\n<p>Ou\u00e7a os eventos em sua conta WooshPay para que sua integra\u00e7\u00e3o possa acionar rea\u00e7\u00f5es automaticamente. Crie um webhook que se concentre principalmente em enabled_events e url.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-create-a-refund\"><a href=\"\/pt\/api-51369554\/\">Criar um reembolso<\/a><\/h2>\n\n\n\n<p>Crie um reembolso para devolver os fundos ao seu cliente. Voc\u00ea tamb\u00e9m pode realizar reembolsos parciais, mas nem todos os m\u00e9todos de pagamento os aceitam. Um reembolso parcial \u00e9 quando voc\u00ea reembolsa apenas parte do valor original da transa\u00e7\u00e3o.<\/p>","protected":false},"excerpt":{"rendered":"<p>O Giropay \u00e9 um sistema interbanc\u00e1rio, introduzido pelos bancos alem\u00e3es em 2005 como o m\u00e9todo de pagamento oficial para servi\u00e7os banc\u00e1rios on-line. Ele pode ser acessado por mais de 40 milh\u00f5es de compradores e \u00e9 respons\u00e1vel por 16% de todas as transa\u00e7\u00f5es on-line na Alemanha. Recursos C\u00f3digos de pa\u00eds dispon\u00edveis DE Moedas de processamento EUR Moedas de liquida\u00e7\u00e3o EUR Valor m\u00ednimo da transa\u00e7\u00e3o 1,00 EUR [...]<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"doc_category":[395],"doc_tag":[405,324,323,319],"class_list":["post-12075","docs","type-docs","status-publish","has-post-thumbnail","hentry","doc_category-add-more-payment-methods","doc_tag-giropay","doc_tag-open-api","doc_tag-payment","doc_tag-payment-flow"],"year_month":"2026-04","word_count":614,"total_views":"2261","reactions":{"happy":"0","normal":"0","sad":"0"},"author_info":{"name":"wooshpaysite\u7ba1\u7406\u5458","author_nicename":"wooshpaysiteadmin","author_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/author\/wooshpaysiteadmin\/"},"doc_category_info":[{"term_name":"Add more payment methods","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-category\/add-more-payment-methods\/"}],"doc_tag_info":[{"term_name":"Giropay","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-tag\/giropay\/"},{"term_name":"open api","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-tag\/open-api\/"},{"term_name":"payment","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-tag\/payment\/"},{"term_name":"Payment Flow","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/pt\/docs-tag\/payment-flow\/"}],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Giropay - WooshPay<\/title>\n<meta name=\"description\" content=\"Giropay is an interbank system, introduced by the German banks in 2005 as the official payment method for online banking. It is accessible by more than 40 million shoppers and accounts for 16% of all online transactions in Germany.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wooshpay.com\/es\/docs\/giropay\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Giropay\" \/>\n<meta property=\"og:description\" content=\"Giropay is an interbank system, introduced by the German banks in 2005 as the official payment method for online banking. 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