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I. Company Profile (2025 Edition)
-Corporate Journey
- A fintech company registered in the UK and regulated by the Autoridade de Conduta Financeira (FCA).
- Secured angel funding from Sequoia Capital and K2VC in 2022, recognized as “one of the most promising investments” by Sequoia, with support in marketing and talent acquisition.
- Joined Singapore’s Tech@SG program (managed by EDB and Enterprise Singapore) to strengthen talent recruitment and regional expansion in Southeast Asia.
-Global Presence
- Regional Coverage: Focuses on Europe & Southeast Asia, leveraging FCA compliance and Tech@SG for market penetration.
- Payment Network: Supports 150+ currencies and diverse payment methods (credit/debit cards, bank transfers, e-wallets).
-Regulatory Compliance
- FCA-regulated in the UK.
- Visa & Mastercard-certified service provider.
- PCI DSS Level 1 certified (highest security standard for card payments).
-Team Expertise
- Core members from top-tier tech firms, global banks, and elite universities, combining deep payment industry experience with technical excellence.
II. Global Capabilities
(1) Payment Network & Regional Strategy
–Multi-Channel Payments
- Integrates 60+ payment methods, including:
- MAR: DANA (Indonesia), Momo (Vietnam).
- Europa: SEPA, Giropay.
- América Latina: Pix (Brazil), SPEI (Mexico).
-Multi-Currency Accounts
- Supports 20+ global currencies e 10+ local settlement currencies, enabling real-time transactions in key markets (e.g., SEA).
-Industry Solutions
- Comércio eletrônico: Reduces cart abandonment via Shopify plugins.
- Educação: Cross-border tuition collection & global payroll.
- Digital Entertainment: Virtual cards for ad spending (Meta/Google) and game subscriptions.
-Localized Expansion
- MAR: Local e-wallets & compliance with foreign payment regulations.
- Europa: GDPR-compliant SEPA/credit card processing.
- Oriente Médio: Unified fragmented payment methods.
- América Latina: Pix/SPEI integration for low-friction transactions.
(2) Compliance & Security
– Licenses & Certifications
- FCA license (UK) + Visa/Mastercard partnerships.
- GDPR (EU data privacy) & PCI DSS Level 1 encryption.
-Risk Management
- AI-driven fraud detection + shared Visa/Mastercard blacklists.
- Real-time compliance updates (e.g., SEA forex policies).
III. Technology & Efficiency
-Smart Integration
- Single API for global payments (zero coding for SMEs).
- Roteamento dinâmico boosts success rates by 10% vs. industry averages.
-Performance Metrics
- T+1 settlements (instant for virtual cards).
- 24/7 support for high-volume events (e.g., Black Friday).
IV. Pricing & Treasury Management
-Transparent Fees (2025)
- No hidden costs; rates vary by method (e.g., cards vs. e-wallets).
- Free virtual card issuance (no annual fees).
-Multi-Currency Tools
- Hold/manage 20+ currencies.
- Batch payouts to 55 countries (suppliers, salaries).
-FX Optimization
- AI-powered exchange routing to minimize conversion losses.
V. Industry Use Cases
-E-Commerce
- Shopify stores saw 15% lower cart abandonment with local payment options.
- 30% faster settlements for multi-platform sellers.
-Education
- Cross-border tuition collection for institutions like International House Bangkok.
-Digital Entertainment
- 10% cost savings for ad spend via virtual cards.
- Live-streaming revenue splits in India/LATAM.
Discussion
For global e-commerce, is payment coverage ou local compliance more critical? Share your views!
Data Notes
- Updated: July 2025 (check WooshPay.com for latest terms).
- Sources: WooshPay官网, FCA registry, media reports, client cases (anonymized).