{"id":12584,"date":"2023-09-12T03:30:39","date_gmt":"2023-09-12T03:30:39","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=12584"},"modified":"2023-12-08T03:04:22","modified_gmt":"2023-12-08T03:04:22","slug":"riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods","status":"publish","type":"post","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ko\/%eb%a6%ac%ec%86%8c%ec%8a%a4\/%ec%a7%80%ec%8b%9d\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/","title":{"rendered":"\ubb3c\uacb0\uc744 \ud0c0\ub2e4: \ub514\uc9c0\ud138 \uacb0\uc81c \ubc0f ACH \ubc29\ubc95\uc758 \uae09\uaca9\ud55c \uc99d\uac00"},"content":{"rendered":"<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-35\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>\ud655\uc778\ud574\ubcf4\uc138\uc694. <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/global-banking-annual-review\">\uc804 \uc138\uacc4 \uc740\ud589\uc5c5\uc758 \uc9c0\uac01\ubcc0\ub3d9 \uc18d\uc5d0\uc11c<\/a>. \uad6c\uc2dd \uc790\uae08 \uad00\ub9ac? \ub124, \uadf8\uac74 \uc9c0\ub09c \uc138\uae30 \uc774\uc57c\uae30\uc785\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uacb0\uc81c\ub294 \ud604\uc7ac \uc9c4\ud589 \uc911\uc774\uba70, \uc774\ub7ec\ud55c \ubcc0\ud654\uc758 \ud070 \ud310\ub3c4\ub97c \ubc14\uafb8\uace0 \uc788\ub294 \uac83\uc774 \ubc14\ub85c \uc790\ub3d9 \uccad\uc0b0\uc18c(ACH) \ubc29\uc2dd\uc785\ub2c8\ub2e4. \ud604\uae08\uc758 \uc138\uacc4\uc5d0\uc11c \ub3c8\uc744 \uac00\uc838\uc640\uc11c <a href=\"https:\/\/www.wooshpay.com\/zh\/ecommerce-solution\/\">\uc804\uc790 \uc2dc\ub300\ub85c \ub04c\uc5b4\ub4e4\uc774\uae30<\/a>\ubc84\ud130\ucc98\ub7fc \ubd80\ub4dc\ub7fd\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>\ub514\uc9c0\ud138 \uacb0\uc81c: \ube5b\uc758 \uc18d\ub3c4\ub85c \uc6c0\uc9c1\uc774\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c<\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-15216\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-300x200.jpg?x-oss-process=style\/webp\" alt=\"\" width=\"773\" height=\"515\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-300x200.jpg?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-1024x681.jpg?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-768x511.jpg?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-360x240.jpg?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-1536x1022.jpg?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-2048x1363.jpg?x-oss-process=style\/webp 2048w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-18x12.jpg?x-oss-process=style\/webp 18w\" sizes=\"(max-width: 773px) 100vw, 773px\" \/><\/p>\n<p>\uae08\uc735 \uc5c5\uacc4\uc758 \ub514\uc9c0\ud138 \ud601\uc2e0\uc740 \uc5c4\uccad\ub09c \ubcc0\ud654\ub97c \uac00\uc838\uc654\uc2b5\ub2c8\ub2e4. \uc778\ud130\ub137 \uc811\uc18d\uacfc \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc758 \uc99d\uac00\ub294 \uacbd\uc774\ub85c\uc6b4 <a href=\"https:\/\/www.statista.com\/topics\/1211\/digital-payments-in-china\/\">\ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \uc131\uc7a5<\/a>. \uacfc\uac70\uc5d0\ub294 \ud604\uc9c0 \uc740\ud589\uc5d0 \uc9c1\uc811 \ubc29\ubb38\ud574\uc57c \ud588\ub358 \uc5c5\ubb34\ub97c \uc774\uc81c \uc2a4\ub9c8\ud2b8 \ud654\uba74\uc5d0\uc11c \uba87 \ubc88\uc758 \ud074\ub9ad\uc774\ub098 \uc2a4\uc640\uc774\ud504\ub9cc\uc73c\ub85c \ucc98\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>ACH \ubc29\ubc95: \ubcf4\uc774\uc9c0 \uc54a\ub294 \uc601\uc6c5<\/h2>\n<p><img decoding=\"async\" class=\"alignnone  wp-image-15208\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-300x201.jpg?x-oss-process=style\/webp\" alt=\"\" width=\"773\" height=\"518\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-300x201.jpg?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-1024x685.jpg?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-360x241.jpg?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-1536x1027.jpg?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-18x12.jpg?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658.jpg?x-oss-process=style\/webp 1801w\" sizes=\"(max-width: 773px) 100vw, 773px\" \/><\/p>\n<p>\ubbf8\uad6d \uc804\uad6d\uc790\ub3d9\uccad\uc0b0\uc18c\ud611\ud68c\uc5d0\uc11c \uc6b4\uc601\ud558\ub294 \uc804\uc790 \uc790\uae08 \uc774\uccb4 \uc2dc\uc2a4\ud15c\uc778 ACH \ubc29\uc2dd\uc740<a href=\"https:\/\/www.straitstimes.com\/asia\/east-asia\/who-are-the-key-players-in-chinas-cultural-revolution\"> \uc774 \ud601\uba85\uc758 \ud575\uc2ec \ud50c\ub808\uc774\uc5b4<\/a>. \uc885\uc774 \uc218\ud45c, \uc804\uc2e0 \uc1a1\uae08, \uc2e0\uc6a9\uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c \ub610\ub294 \ud604\uae08\uc744 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\uace0\ub3c4 \uc740\ud589 \uac04\uc5d0 \uc790\uae08\uc744 \uc774\uccb4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc778\uae30 \uae09\uc0c1\uc2b9: \ucc44\ud0dd \uc774\uc720<\/h2>\n<p><img decoding=\"async\" src=\"https:\/\/www.wooshpay.com\/wp-content\/uploads\/2023\/08\/bss_Adoption_surge_of_ACH_method_00.jpg\" alt=\"Adoption surge of ACH method\" \/><\/p>\n<p>ACH \ubc29\uc2dd\uc774 \uc778\uae30 \uc788\ub294 \ub370\uc5d0\ub294 \uba87 \uac00\uc9c0 \uc8fc\uc694 \uc694\uc778\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc2e4\ubb3c \uc218\ud45c\uc640 \uae30\ud0c0 \uc804\ud1b5\uc801\uc778 \uc740\ud589 \uc5c5\ubb34 \ubc29\uc2dd\uc774 \ud544\uc694 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc11c\ub958 \uc791\uc5c5\uc774 \uc904\uc5b4\ub4e4\uace0 \uc5c5\ubb34\ub7c9\uc774 \uac10\uc18c\ud569\ub2c8\ub2e4. \ub610\ud55c \uc18d\ub3c4, \ubcf4\uc548, \ud3b8\uc758\uc131 \uba74\uc5d0\uc11c \ub192\uc740 \ud3c9\uac00\ub97c \ubc1b\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ubbf8\ub798 \uc804\ub9dd: \uc55e\uc73c\ub85c\uc758 \ubbf8\ub798\ub294?<\/h2>\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-37\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>ACH \ubc29\uc2dd\uc774 \uc81c\uacf5\ud558\ub294 \ubaa8\ub4e0 \uba4b\uc9c4 \ud61c\ud0dd\uacfc \uae08\uc735 \uc138\uacc4\uc758 \ubcc0\ud654\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc778\ud574 ACH \ubc29\uc2dd\uc740 \ubbf8\ub798\uc758 \uba38\ub2c8 \uac8c\uc784\uc5d0\uc11c \uc8fc\uc694 \ud50c\ub808\uc774\uc5b4\uac00 \ub420 \uc900\ube44\ub97c \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc0c8\ub85c\uc6b4 \uac00\uc82f\uacfc \uaddc\uce59\uc774 \ub4f1\uc7a5\ud568\uc5d0 \ub530\ub77c \uc77c\ubc18\uc801\uc73c\ub85c ACH\uc640 \ub514\uc9c0\ud138 \uacb0\uc81c\ub294 \uacc4\uc18d\ud574\uc11c \uc131\uc7a5\uc758 \ub85c\ucf13\uc744 \ud0c8 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-39\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>\uc694\uc57d\ud558\uc790\uba74, \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \uc138\uacc4\ub294 \ud06c\uac8c \ubcc0\ubaa8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8 \uc911\uc2ec\uc5d0\ub294 \ub204\uac00 \uc788\uc744\uae4c\uc694? \ubc14\ub85c ACH \ubc29\uc2dd\uc785\ub2c8\ub2e4. \ube60\ub978 \uc18d\ub3c4, \uac15\ub825\ud55c \ubcf4\uc548, \ub6f0\uc5b4\ub09c \ud3b8\uc758\uc131\uc744 \uac16\ucd98 \uc774 \ubc29\uc2dd\uc740 \uae08\uc735 \uac70\ub798 \ubc29\uc2dd\uc5d0 \uc644\uc804\ud788 \uc0c8\ub85c\uc6b4 \ud45c\uc900\uc744 \uc81c\uc2dc\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><button class=\"flex ml-auto gap-2 rounded-md p-1 hover:bg-gray-100 hover:text-gray-700 dark:text-gray-400 dark:hover:bg-gray-700 dark:hover:text-gray-200 disabled:dark:hover:text-gray-400\"><\/button><\/p>\n<div class=\"flex gap-1\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Check it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and dragging it into the electronic [&hellip;]<\/p>","protected":false},"author":1,"featured_media":12585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[22],"tags":[647,457],"class_list":["post-12584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-online-payments","tag-ach-method","tag-digital-payments"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ko\/\ub9ac\uc18c\uc2a4\/\uc9c0\uc2dd\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods\" \/>\n<meta property=\"og:description\" content=\"Check it out, we&#8217;re in the middle of a worldwide banking shake-up. 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