{"id":12584,"date":"2023-09-12T03:30:39","date_gmt":"2023-09-12T03:30:39","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=12584"},"modified":"2023-12-08T03:04:22","modified_gmt":"2023-12-08T03:04:22","slug":"riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods","status":"publish","type":"post","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/resources\/%e7%9f%a5%e8%ad%98\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/","title":{"rendered":"\u6ce2\u306b\u4e57\u308b\uff1a\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u3068ACH\u306e\u6025\u5897"},"content":{"rendered":"<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-35\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>Check it out, we&#8217;re <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/global-banking-annual-review\">in the middle of a worldwide banking shake-up<\/a>. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and <a href=\"https:\/\/www.wooshpay.com\/zh\/ecommerce-solution\/\">dragging it into the electronic age<\/a>, smooth as butter.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>Digital Payments: Moving at the Speed of Light<\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-15216\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-300x200.jpg?x-oss-process=style\/webp\" alt=\"\" width=\"773\" height=\"515\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-300x200.jpg?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-1024x681.jpg?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-768x511.jpg?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-360x240.jpg?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-1536x1022.jpg?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-2048x1363.jpg?x-oss-process=style\/webp 2048w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-18x12.jpg?x-oss-process=style\/webp 18w\" sizes=\"(max-width: 773px) 100vw, 773px\" \/><\/p>\n<p>The digital transformation in the financial industry has been profound. Internet access and smartphone penetration are driving the phenomenal <a href=\"https:\/\/www.statista.com\/topics\/1211\/digital-payments-in-china\/\">growth of digital payments<\/a>. What once required a trip to a local bank can now be accomplished with a few clicks or swipes on a smart screen.<\/p>\n<h2>The ACH Method: The Unseen Hero<\/h2>\n<p><img decoding=\"async\" class=\"alignnone  wp-image-15208\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-300x201.jpg?x-oss-process=style\/webp\" alt=\"\" width=\"773\" height=\"518\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-300x201.jpg?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-1024x685.jpg?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-360x241.jpg?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-1536x1027.jpg?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-18x12.jpg?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658.jpg?x-oss-process=style\/webp 1801w\" sizes=\"(max-width: 773px) 100vw, 773px\" \/><\/p>\n<p>The ACH Method, an electronic funds-transfer system run by the National Automated Clearing House Association in the US, has been<a href=\"https:\/\/www.straitstimes.com\/asia\/east-asia\/who-are-the-key-players-in-chinas-cultural-revolution\"> a key player in this revolution<\/a>. It allows funds to be moved between banks without using paper checks, wire transfers, credit card networks, or cash.<\/p>\n<h2>Popularity Surge: Reasons Behind the Adoption<\/h2>\n<p><img decoding=\"async\" src=\"https:\/\/www.wooshpay.com\/wp-content\/uploads\/2023\/08\/bss_Adoption_surge_of_ACH_method_00.jpg\" alt=\"Adoption surge of ACH method\" \/><\/p>\n<p>There are several key factors behind the ACH method\u2019s popularity. It eliminates the need for physical checks and other traditional banking methods, cutting down on paperwork and reducing workload. It is also appreciated for its speed, security, and convenience.<\/p>\n<h2>Future Projection: What Lies Ahead?<\/h2>\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-37\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>With all the cool perks it brings and the way the financial world is shifting, the ACH method is gearing up to be a major player in the future money game. As new gadgets and rules come into play, you can bet that ACH and digital payments, in general, are gonna keep riding that rocket ship of growth.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-39\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>To wrap it up, the world of digital payments is going through a serious makeover. And guess who&#8217;s taking center stage? Yep, you got it \u2013 the ACH method. With its need for speed, bulletproof security, and good ol&#8217; convenience, it&#8217;s about to set a whole new gold standard for the way we do financial transactions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><button class=\"flex ml-auto gap-2 rounded-md p-1 hover:bg-gray-100 hover:text-gray-700 dark:text-gray-400 dark:hover:bg-gray-700 dark:hover:text-gray-200 disabled:dark:hover:text-gray-400\"><\/button><\/p>\n<div class=\"flex gap-1\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Check it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and dragging it into the electronic age, smooth as butter. Digital Payments: Moving at the Speed of Light The digital transformation in the financial industry has been profound. Internet access and smartphone penetration are driving the phenomenal growth of digital payments. What once required a trip to a local bank can now be accomplished with a few clicks or swipes on [&hellip;]<\/p>","protected":false},"author":1,"featured_media":12585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[22],"tags":[647,457],"class_list":["post-12584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-online-payments","tag-ach-method","tag-digital-payments"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/resources\/\u77e5\u8b58\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\" \/>\n<meta property=\"og:locale\" content=\"ja_JP\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods\" \/>\n<meta property=\"og:description\" content=\"Check it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and dragging it into the electronic age, smooth as butter. Digital Payments: Moving at the Speed of Light The digital transformation in the financial industry has been profound. Internet access and smartphone penetration are driving the phenomenal growth of digital payments. What once required a trip to a local bank can now be accomplished with a few clicks or swipes on [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/resources\/\u77e5\u8b58\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\" \/>\n<meta property=\"og:site_name\" content=\"WooshPay\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-12T03:30:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-08T03:04:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/08\/bss_Digital_payment_methods_gaining_popular_00.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"680\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"wooshpaysite\u7ba1\u7406\u5458\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wooshpaysite\u7ba1\u7406\u5458\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3\u5206\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ko\/%eb%a6%ac%ec%86%8c%ec%8a%a4\/%ec%a7%80%ec%8b%9d\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\",\"url\":\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ko\/%eb%a6%ac%ec%86%8c%ec%8a%a4\/%ec%a7%80%ec%8b%9d\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\",\"name\":\"Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods - 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it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and dragging it into the electronic&hellip;","_links":{"self":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/wp-json\/wp\/v2\/posts\/12584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/wp-json\/wp\/v2\/comments?post=12584"}],"version-history":[{"count":0,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/wp-json\/wp\/v2\/posts\/12584\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/wp-json\/wp\/v2\/media\/12585"}],"wp:attachment":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/wp-json\/wp\/v2\/media?parent=12584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/wp-json\/wp\/v2\/categories?post=12584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ja\/wp-json\/wp\/v2\/tags?post=12584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}