{"id":12584,"date":"2023-09-12T03:30:39","date_gmt":"2023-09-12T03:30:39","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=12584"},"modified":"2023-12-08T03:04:22","modified_gmt":"2023-12-08T03:04:22","slug":"riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods","status":"publish","type":"post","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/resources\/knowledge\/paiements-en-ligne\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/","title":{"rendered":"Surfer sur la vague : La forte augmentation des paiements num\u00e9riques et des m\u00e9thodes ACH"},"content":{"rendered":"<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-35\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>Regardez, nous sommes <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/global-banking-annual-review\">au c\u0153ur d'une crise bancaire mondiale<\/a>. La gestion de l'argent \u00e0 l'ancienne ? Oui, c'est du pass\u00e9. Les paiements num\u00e9riques ont le vent en poupe, et la m\u00e9thode de la chambre de compensation automatis\u00e9e (ACH) est l'un des grands changements de cette \u00e9volution. C'est comme si l'on retirait l'argent du monde de l'argent liquide et que l'on le transf\u00e9rait vers le monde de l'argent liquide. <a href=\"https:\/\/www.wooshpay.com\/zh\/ecommerce-solution\/\">le faire entrer dans l'\u00e8re \u00e9lectronique<\/a>Le beurre est aussi doux que le beurre.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>Paiements num\u00e9riques : Les paiements num\u00e9riques : \u00e0 la vitesse de la lumi\u00e8re<\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-15216\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-300x200.jpg?x-oss-process=style\/webp\" alt=\"\" width=\"773\" height=\"515\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-300x200.jpg?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-1024x681.jpg?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-768x511.jpg?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-360x240.jpg?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-1536x1022.jpg?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-2048x1363.jpg?x-oss-process=style\/webp 2048w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-18x12.jpg?x-oss-process=style\/webp 18w\" sizes=\"(max-width: 773px) 100vw, 773px\" \/><\/p>\n<p>La transformation num\u00e9rique de l'industrie financi\u00e8re a \u00e9t\u00e9 profonde. L'acc\u00e8s \u00e0 l'internet et la p\u00e9n\u00e9tration des smartphones sont \u00e0 l'origine de la croissance ph\u00e9nom\u00e9nale de l'industrie financi\u00e8re. <a href=\"https:\/\/www.statista.com\/topics\/1211\/digital-payments-in-china\/\">croissance des paiements num\u00e9riques<\/a>. Ce qui n\u00e9cessitait autrefois un d\u00e9placement dans une banque locale peut d\u00e9sormais \u00eatre accompli en quelques clics ou glissements sur un \u00e9cran intelligent.<\/p>\n<h2>La m\u00e9thode ACH : Le h\u00e9ros invisible<\/h2>\n<p><img decoding=\"async\" class=\"alignnone  wp-image-15208\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-300x201.jpg?x-oss-process=style\/webp\" alt=\"\" width=\"773\" height=\"518\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-300x201.jpg?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-1024x685.jpg?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-360x241.jpg?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-1536x1027.jpg?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-18x12.jpg?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658.jpg?x-oss-process=style\/webp 1801w\" sizes=\"(max-width: 773px) 100vw, 773px\" \/><\/p>\n<p>La m\u00e9thode ACH, un syst\u00e8me de transfert \u00e9lectronique de fonds g\u00e9r\u00e9 par la National Automated Clearing House Association aux \u00c9tats-Unis, a \u00e9t\u00e9<a href=\"https:\/\/www.straitstimes.com\/asia\/east-asia\/who-are-the-key-players-in-chinas-cultural-revolution\"> un acteur cl\u00e9 de cette r\u00e9volution<\/a>. Il permet de transf\u00e9rer des fonds d'une banque \u00e0 l'autre sans utiliser de ch\u00e8ques papier, de virements \u00e9lectroniques, de r\u00e9seaux de cartes de cr\u00e9dit ou d'esp\u00e8ces.<\/p>\n<h2>Un regain de popularit\u00e9 : Les raisons de l'adoption<\/h2>\n<p><img decoding=\"async\" src=\"https:\/\/www.wooshpay.com\/wp-content\/uploads\/2023\/08\/bss_Adoption_surge_of_ACH_method_00.jpg\" alt=\"Adoption surge of ACH method\" \/><\/p>\n<p>Plusieurs facteurs cl\u00e9s expliquent la popularit\u00e9 de la m\u00e9thode ACH. Elle \u00e9limine le besoin de ch\u00e8ques physiques et d'autres m\u00e9thodes bancaires traditionnelles, ce qui r\u00e9duit la paperasserie et la charge de travail. Elle est \u00e9galement appr\u00e9ci\u00e9e pour sa rapidit\u00e9, sa s\u00e9curit\u00e9 et sa commodit\u00e9.<\/p>\n<h2>Projection de l'avenir : Que nous r\u00e9serve l'avenir ?<\/h2>\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-37\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>Avec tous les avantages qu'elle apporte et la fa\u00e7on dont le monde financier \u00e9volue, la m\u00e9thode ACH se pr\u00e9pare \u00e0 \u00eatre un acteur majeur dans le futur jeu mon\u00e9taire. Avec l'arriv\u00e9e de nouveaux gadgets et de nouvelles r\u00e8gles, il y a fort \u00e0 parier que l'ACH et les paiements num\u00e9riques en g\u00e9n\u00e9ral continueront \u00e0 prendre leur essor.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-39\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>En r\u00e9sum\u00e9, le monde des paiements num\u00e9riques est en pleine mutation. Et devinez qui occupe le devant de la sc\u00e8ne ? Oui, vous l'avez compris : la m\u00e9thode ACH. Avec son besoin de rapidit\u00e9, de s\u00e9curit\u00e9 \u00e0 toute \u00e9preuve et de commodit\u00e9, elle est sur le point d'\u00e9tablir un nouvel \u00e9talon-or pour la mani\u00e8re dont nous effectuons les transactions financi\u00e8res.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><button class=\"flex ml-auto gap-2 rounded-md p-1 hover:bg-gray-100 hover:text-gray-700 dark:text-gray-400 dark:hover:bg-gray-700 dark:hover:text-gray-200 disabled:dark:hover:text-gray-400\"><\/button><\/p>\n<div class=\"flex gap-1\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Check it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and dragging it into the electronic [&hellip;]<\/p>","protected":false},"author":1,"featured_media":12585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[22],"tags":[647,457],"class_list":["post-12584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-online-payments","tag-ach-method","tag-digital-payments"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/resources\/knowledge\/paiements-en-ligne\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods\" \/>\n<meta property=\"og:description\" content=\"Check it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and dragging it into the electronic [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/resources\/knowledge\/paiements-en-ligne\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\" \/>\n<meta property=\"og:site_name\" content=\"WooshPay\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-12T03:30:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-12-08T03:04:22+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/08\/bss_Digital_payment_methods_gaining_popular_00.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"680\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"wooshpaysite\u7ba1\u7406\u5458\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wooshpaysite\u7ba1\u7406\u5458\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ko\/%eb%a6%ac%ec%86%8c%ec%8a%a4\/%ec%a7%80%ec%8b%9d\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\",\"url\":\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/ko\/%eb%a6%ac%ec%86%8c%ec%8a%a4\/%ec%a7%80%ec%8b%9d\/online-payments\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\",\"name\":\"Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods - 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Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. 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it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and dragging it into the electronic\u2026","_links":{"self":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/wp-json\/wp\/v2\/posts\/12584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/wp-json\/wp\/v2\/comments?post=12584"}],"version-history":[{"count":0,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/wp-json\/wp\/v2\/posts\/12584\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/wp-json\/wp\/v2\/media\/12585"}],"wp:attachment":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/wp-json\/wp\/v2\/media?parent=12584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/wp-json\/wp\/v2\/categories?post=12584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/wp-json\/wp\/v2\/tags?post=12584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}