{"id":12057,"date":"2023-08-08T12:17:10","date_gmt":"2023-08-08T12:17:10","guid":{"rendered":"https:\/\/wooshpay.com\/?post_type=docs&#038;p=12057"},"modified":"2023-08-08T12:17:11","modified_gmt":"2023-08-08T12:17:11","password":"","slug":"klarna","status":"publish","type":"docs","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/docs\/klarna\/","title":{"rendered":"Klarna"},"content":{"rendered":"<p>D\u00e9couvrez Klarna, une m\u00e9thode de paiement mondiale permettant aux clients d'acheter maintenant et de payer plus tard.<\/p>\n\n\n\n<p>Klarna propose \u00e0 ses clients une s\u00e9rie d'options de paiement lors du passage \u00e0 la caisse. Les options de paiement disponibles varient en fonction de l'adresse de facturation du client et du montant de la transaction.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-characteristics\">Caract\u00e9ristiques<\/h2>\n\n\n\n<p>La disponibilit\u00e9 des m\u00e9thodes de paiement par pays d\u00e9pend du secteur d'activit\u00e9 du commer\u00e7ant.<br><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/362100\/image-preview\" alt=\"image.png\"><\/p>\n\n\n\n<p>Les codes pays disponibles, les devises de traitement (pr\u00e9sentation), les devises de r\u00e8glement et les devises de consommation sont indiqu\u00e9s dans le tableau ci-dessus.<\/p>\n\n\n\n<p>Le client est redirig\u00e9 vers la page de paiement de Klarna pour payer. Si le client choisit une option de paiement diff\u00e9r\u00e9, Klarna peut collecter des informations suppl\u00e9mentaires pour l'\u00e9valuation du risque et l'approbation. Apr\u00e8s avoir fourni les d\u00e9tails du paiement \u00e0 Klarna, la transaction aboutit et le client est redirig\u00e9 vers votre site web.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-properties\">Propri\u00e9t\u00e9s<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-minimum-transaction-amount\">Montant minimum de la transaction<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Financement \u00e9quitable (en fonction du pays et de la p\u00e9riode)<\/th><th>Payer en 3<\/th><th>Payer plus tard<\/th><th>Payer maintenant<\/th><\/tr><\/thead><tbody><tr><td><strong>AT, DE :<\/strong> 6m=25 EUR, 12m=120 EUR, 24m=1 000 EUR, 36m=1 500 EUR<\/td><td>35 EUR<\/td><td><strong>AT, DE :<\/strong> 0,1 EUR<\/td><td>0 EUR<\/td><\/tr><tr><td><strong>FI :<\/strong> 6m=25 EUR, 12m=500 EUR, 24m=1.000 EUR, 36m=1.500 EUR<\/td><td>25 GBP<\/td><td><strong>tous les autres pays :<\/strong> 1 EUR ou \u00e9quivalent<\/td><td>0 SEK<\/td><\/tr><tr><td><strong>NON :<\/strong> 6m=250 NOK, 12m=5,000 NOK, 24m=10,000 NOK, 36m=15,000 NOK<\/td><td>350 DKK<\/td><td><\/td><td>0 CHF<\/td><\/tr><tr><td><strong>SE :<\/strong> 6m=250 SEK, 12m=5,000 SEK, 24m=10,000 SEK, 36m=15,000 SEK<\/td><td><\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-maximum-transaction-amount\">Montant maximum de la transaction<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Financement \u00e9quitable<\/th><th>Payer en 3<\/th><th>Payer plus tard<\/th><th>Payer maintenant<\/th><\/tr><\/thead><tbody><tr><td>Limite maximale fix\u00e9e par Klarna<\/td><td>1000 EUR<\/td><td><strong>BE :<\/strong> 1 500 EUR (nouveaux utilisateurs), 2 500 EUR (utilisateurs r\u00e9guliers)<\/td><td>15 000 EUR<\/td><\/tr><tr><td><\/td><td>1000 GBP<\/td><td><strong>AT, FI, DE, NL :<\/strong> 5000 EUR<\/td><td>150 000 SEK<\/td><\/tr><tr><td><\/td><td>50 000 DKK<\/td><td>50 000 DKK, 75 000 NOK, 7 000 PLN, 100 000 SEK, 1 000 CHF, 600 GBP<\/td><td>15 000 CHF<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-integration-method\">M\u00e9thode d'int\u00e9gration<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-server-to-server\">Serveur \u00e0 serveur<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"h-create-a-paymentintent\">Cr\u00e9er un PaymentIntent<\/h4>\n\n\n\n<p>Un PaymentIntent est un objet qui repr\u00e9sente votre intention de collecter un paiement aupr\u00e8s d'un client et qui suit le cycle de vie du processus de paiement \u00e0 chaque \u00e9tape.<br>Tout d'abord, cr\u00e9ez un PaymentIntent sur votre serveur et indiquez le montant \u00e0 collecter ainsi que la devise eur (le pr\u00e9l\u00e8vement SEPA ne prend pas en charge les autres devises).<br>Si vous avez d\u00e9j\u00e0 une int\u00e9gration utilisant l'API Payment Intents, ajoutez sepa_debit \u00e0 la liste des types de m\u00e9thodes de paiement pour votre PaymentIntent.<\/p>\n\n\n\n<p><strong><em>Demande<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"montant\" : 2000,\n    \"devise\" : \"EUR\",\n    \"confirm\" : true,\n    \"payment_method_data\" : {\n        \"type\" : \"klarna\",\n        \"billing_details\" : {\n            \"address\" : {\n                \"country\" : \"DE\"\n            },\n            \"nom\" : \"Anthony VDK\"\n        }\n    },\n    \"merchant_order_id\" : \"txid_20221116110000\",\n    \"return_url\" : \"https:\/\/wooshpay.com\"\n}<\/code><\/pre>\n\n\n\n<p><strong><em>R\u00e9ponse<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\" : \"pi_1646475541005467648\",\n    \"object\" : \"payment_intent\",\n    \"created\" : 1681385334000,\n    \"currency\" : \"EUR\",\n    \"amount\" : 2000,\n    \"status\" : \"requires_action\",\n    \"livemode\" : false,\n    \"merchant_order_id\" : \"txid_20221116110000\",\n    \"client_secret\": \"pi_1646475541005467648_secret_nv4NCSnCNwjg8rF7wZ9TK566\",\n    \"next_action\" : {\n        \"type\" : \"klarna_handle_redirect\",\n        \"klarna_handle_redirect\" : {\n            \"url\" : \"https:\/\/r2.girogate.de\/klarna\/T971\/I?tx=140058501637&amp;rs=JdVuSMbapR6Tmci2UV82N8HKVzDHM00t&amp;cs=7985d309af13cf53c6fe0b9acbfd9f493206330132aa7d63670137317ae60661\"\n        }\n    },\n    \"payment_method_types\" : [\n        \"klarna\"\n    ],\n    \"confirmation_method\" : \"automatique\",\n    \"return_url\" : \"https:\/\/wooshpay.com\",\n    \"payment_method\" : \"pm_1646475540888027136\",\n    \"capture_method\" : \"automatic\"\n}<\/code><\/pre>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-refund\">Remboursement<\/h3>\n\n\n\n<p>Vous pouvez rembourser les frais de Klarna jusqu'\u00e0 365 jours apr\u00e8s la fin du paiement. Klarna annule tous les paiements restants sur un frais rembours\u00e9 et restitue le montant d\u00e9j\u00e0 pay\u00e9 au client. Les remboursements prennent g\u00e9n\u00e9ralement 5 \u00e0 7 jours ouvrables, mais peuvent prendre plus de temps en fonction de l'institution financi\u00e8re du client et du type d'achat.<\/p>\n\n\n\n<p><strong>Montant du remboursement :<\/strong><br>Klarna prend en charge les remboursements complets, partiels et multiples.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-transaction-flow\">Flux de transactions<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/362182\/image-preview\" alt=\"\"\/><\/figure>","protected":false},"excerpt":{"rendered":"<p>Learn about Klarna, a global payment method for customers to buy now and pay later. Klarna gives customers a range of payment options during checkout. Available payment options vary depending on the customer\u2019s billing address and the transaction amount. Characteristics The availability of payment methods per country depends on the merchant vertical. Available country codes, [&hellip;]<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"doc_category":[395],"doc_tag":[399,324,323],"class_list":["post-12057","docs","type-docs","status-publish","has-post-thumbnail","hentry","doc_category-add-more-payment-methods","doc_tag-klarna","doc_tag-open-api","doc_tag-payment"],"year_month":"2026-04","word_count":477,"total_views":"2292","reactions":{"happy":"1","normal":"1","sad":"1"},"author_info":{"name":"wooshpaysite\u7ba1\u7406\u5458","author_nicename":"wooshpaysiteadmin","author_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/author\/wooshpaysiteadmin\/"},"doc_category_info":[{"term_name":"Add more payment methods","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/docs-category\/add-more-payment-methods\/"}],"doc_tag_info":[{"term_name":"klarna","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/docs-tag\/klarna\/"},{"term_name":"open api","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/docs-tag\/open-api\/"},{"term_name":"payment","term_url":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/fr\/docs-tag\/payment\/"}],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Klarna - WooshPay<\/title>\n<meta name=\"description\" content=\"Klarna gives customers a range of payment options during checkout. 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