{"id":5411,"date":"2023-08-07T09:01:57","date_gmt":"2023-08-07T09:01:57","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=5411"},"modified":"2023-08-07T09:01:59","modified_gmt":"2023-08-07T09:01:59","slug":"education-loan-repayment","status":"publish","type":"post","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/recursos\/conocimiento\/education-payments\/2023\/08\/07\/education-loan-repayment\/","title":{"rendered":"Reembolso de pr\u00e9stamos educativos"},"content":{"rendered":"

\"Reembolso<\/p>\n

Muy bien, amigos, hablemos de devolver esos pr\u00e9stamos para estudios. Hay muchas maneras de hacerlo. Echa un vistazo a estas opciones:<\/p>\n

Standard Repayment Plan:<\/strong> Este es bastante sencillo. Vas a amortizar el pr\u00e9stamo con pagos mensuales fijos durante unos 10 a\u00f1os. Suele ser el m\u00e1s barato a largo plazo en cuanto a intereses pagados.<\/p>\n

Graduated Repayment Plan:<\/strong> La cuesti\u00f3n es la siguiente: los pagos empiezan siendo m\u00e1s bajos y van aumentando gradualmente con el tiempo. Si esperas que tus ingresos sigan el mismo ritmo, este plan puede ser una buena opci\u00f3n.<\/p>\n

Plan de amortizaci\u00f3n ampliado:<\/strong> \u00bfNecesita un poco m\u00e1s de margen? Este plan te permite hacer esos pagos -fijos o crecientes- en un plazo de hasta 25 a\u00f1os. Pr\u00e1ctico si tienes una gran deuda de pr\u00e9stamos estudiantiles.<\/p>\n

Plan de amortizaci\u00f3n en funci\u00f3n de los ingresos:<\/strong> Es hora de dejar que tus ingresos lleven la voz cantante. Estos planes vinculan el pago mensual a tus ingresos y al tama\u00f1o de tu familia. Son una forma de hacer que los pagos sean un poco m\u00e1s asequibles para tu bolsillo, pero ten cuidado: podr\u00edan suponer m\u00e1s intereses en el futuro.<\/p>\n

Ahora bien, antes de dar el paso, pi\u00e9nsatelo un poco. Elegir el plan de amortizaci\u00f3n adecuado es como elegir el par de zapatos adecuado: tiene que quedarte bien. No est\u00e1 de m\u00e1s que hables con un experto en finanzas o con un gur\u00fa de los pr\u00e9stamos estudiantiles. Pueden darte consejos de verdad para ayudarte a tomar la decisi\u00f3n correcta.<\/p>\n

Recuerda que todos estamos juntos en el juego de la amortizaci\u00f3n. As\u00ed que, \u00a1mantente alerta y paga esos pr\u00e9stamos como el campe\u00f3n que eres!<\/p>","protected":false},"excerpt":{"rendered":"

Alright, folks, let’s talk about paying back those education loans. There are a bunch of ways you can go about it. Check out these options: Standard Repayment Plan: This one’s pretty straightforward. You’re gonna chip away at that loan with fixed monthly payments for about 10 years. It’s often the cheapest in the long run […]<\/p>","protected":false},"author":5,"featured_media":5413,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[23],"tags":[352,351,350,349],"class_list":["post-5411","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-payments","tag-income-driven-loan-plans","tag-loan-repayment-guidance","tag-student-loan-financial-strategies","tag-student-loan-payment-plans"],"yoast_head":"\nEducation\u00a0loan\u00a0repayment - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wooshpay.com\/pt\/recursos\/conhecimento\/pagamentos-de-educacao\/2023\/08\/07\/education-loan-repayment\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Education\u00a0loan\u00a0repayment\" \/>\n<meta property=\"og:description\" content=\"Alright, folks, let’s talk about paying back those education loans. 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folks, let’s talk about paying back those education loans. There are a bunch of ways you can go about it. Check out these options: Standard Repayment Plan: This one’s pretty straightforward. You’re gonna chip away at that loan with fixed monthly payments for about 10 years. It’s often the cheapest in the long run…","_links":{"self":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/posts\/5411","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/comments?post=5411"}],"version-history":[{"count":0,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/posts\/5411\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/media\/5413"}],"wp:attachment":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/media?parent=5411"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/categories?post=5411"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/tags?post=5411"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}