{"id":16047,"date":"2024-01-10T02:34:31","date_gmt":"2024-01-10T02:34:31","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=16047"},"modified":"2024-04-15T06:54:01","modified_gmt":"2024-04-15T06:54:01","slug":"mobile-payments-in-china-what-you-need-to-know-before-visiting","status":"publish","type":"post","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/recursos\/conocimiento\/pagos-en-linea\/2024\/01\/10\/mobile-payments-in-china-what-you-need-to-know-before-visiting\/","title":{"rendered":"Pagos por m\u00f3vil en China: Lo que debe saber antes de visitar el pa\u00eds"},"content":{"rendered":"<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Pagos m\u00f3viles en China: Lo que hay que saber antes de visitar | Money Mind\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/9HvmX-H9siE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-payment-challenges-and-transformations-in-china\"><strong>Retos y transformaciones de los pagos en China<\/strong><\/h2>\n\n\n\n<p>En China, el dinero en efectivo ya no es el rey absoluto. Thomas Hood, tambi\u00e9n conocido como Thousand TomasHood, se encontr\u00f3 con varios problemas de pago durante su reciente viaje a Pek\u00edn.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"539\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1024x539.png?x-oss-process=style\/webp\" alt=\"In China, cash is no longer the absolute king. \" class=\"wp-image-16050\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1024x539.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-300x158.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-768x404.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-360x190.png?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-18x9.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image.png?x-oss-process=style\/webp 1396w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-encountering-payment-issues\"><strong>Problemas de pago<\/strong><\/h3>\n\n\n\n<p><strong>Entrevistado:<\/strong> A mi llegada a Pek\u00edn, tuve algunos problemas con los pagos. Una vez, mientras guiaba a un cliente a casa de Emil, la factura ascend\u00eda a $2500. Intent\u00e9 hacer el pago pero encontr\u00e9 dificultades.<\/p>\n\n\n\n<p>Normalmente, los comercios que recib\u00edan mi tarjeta me informaban de que no aceptaban ese tipo de tarjeta y me preguntaban por m\u00e9todos de pago alternativos como <a href=\"https:\/\/www.unionpayintl.com\/en\/\">UnionPay<\/a> o <a href=\"https:\/\/www.wooshpay.com\/resources\/knowledge\/online-payments\/2023\/12\/05\/the-wechat-pay-phenomenon-digital-wallets-reshaping-chinas-financial-landscapepart-one\/\">WeChat Pay<\/a>. Esto fue desalentador, pero afortunadamente, mi cliente fue complaciente y sugiri\u00f3 un m\u00e9todo de pago alternativo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-rise-of-mobile-payments\"><strong>El auge de los pagos por m\u00f3vil<\/strong><\/h3>\n\n\n\n<p>80% de las transacciones diarias en China se realizan a trav\u00e9s del tel\u00e9fono m\u00f3vil. Ya se trate de compras, pago de facturas de servicios p\u00fablicos o multas del gobierno, todo se gestiona sin problemas a trav\u00e9s de pagos m\u00f3viles. De hecho, vivir en China sin utilizar el m\u00f3vil <a href=\"http:\/\/wooshpay.com\/resources\/knowledge\/online-payments\/2024\/01\/26\/why-payment-methods-are-indispensable-for-global-commerce\/\">formas de pago<\/a> puede resultar extremadamente inc\u00f3modo. Hist\u00f3ricamente, los turistas quedaban excluidos de este ecosistema de pagos, ya que para vincularse a las principales plataformas, como WeChat, era necesario tener una cuenta bancaria local.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"535\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-1024x535.png?x-oss-process=style\/webp\" alt=\"80% of daily transactions in China are conducted through mobile phones. \" class=\"wp-image-16051\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-1024x535.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-300x157.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-768x401.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-360x188.png?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1-18x9.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-1.png?x-oss-process=style\/webp 1395w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Entrevistado:<\/strong> Los turistas se enfrentan a menudo a problemas de pago, ya que necesitan una cuenta bancaria local para conectarse a las principales plataformas de pago, como WeChat. Algunos intentan pagar en efectivo o recurren a amigos locales.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-payment-bottlenecks-for-small-businesses\"><strong>Cuellos de botella en los pagos de las peque\u00f1as empresas<\/strong><\/h3>\n\n\n\n<p>A veces, los peque\u00f1os comercios familiares pueden tener dificultades para dar cambio debido a su falta de familiaridad con el manejo de efectivo. Con la creciente popularidad de los pagos en l\u00ednea, se espera que esta situaci\u00f3n cambie. En particular, WeChat Pay y Alipay aceptan ahora tarjetas de cr\u00e9dito internacionales, lo que ofrece a los turistas m\u00e1s opciones de pago.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"535\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-1024x535.png?x-oss-process=style\/webp\" alt=\"WeChat Pay and Alipay now accept international credit cards, providing tourists with more payment options.\" class=\"wp-image-16052\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-1024x535.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-300x157.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-768x401.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-360x188.png?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2-18x9.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-2.png?x-oss-process=style\/webp 1391w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Entrevistado: <\/strong>Ahora, <a href=\"https:\/\/www.wooshpay.com\/resources\/knowledge\/online-payments\/2023\/12\/05\/wechat-pays-transformative-impact-on-chinas-marketplace-and-beyond\/\">WeChat y Alipay aceptan tarjetas de cr\u00e9dito internacionales<\/a>Los pagos resultan m\u00e1s c\u00f3modos para los turistas. Pueden comprar en tiendas, pagar en restaurantes o incluso reservar coches o bicicletas. Estas plataformas de pago no s\u00f3lo sirven como herramientas de pago, sino que tambi\u00e9n dan soporte a varios servicios como hoteles, entregas y compras, haciendo que todo sea m\u00e1s c\u00f3modo. Teniendo en cuenta la gran comodidad para los turistas extranjeros en China, pr\u00e1cticamente pueden disfrutar de estos servicios como los locales.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"602\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-1024x602.png?x-oss-process=style\/webp\" alt=\"Considering the super convenience for foreign tourists in China, they can practically enjoy these services like locals.\" class=\"wp-image-16053\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-1024x602.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-300x176.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-768x451.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-360x212.png?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3-18x12.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-3.png?x-oss-process=style\/webp 1235w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-future-trends-in-payments\"><strong>Tendencias futuras en los pagos<\/strong><\/h3>\n\n\n\n<p><strong>Entrevistado: <\/strong>Como viajero de negocios, tambi\u00e9n necesito hacer un seguimiento de mis gastos empresariales para comprender realmente mi gasto digital global. Esto tambi\u00e9n es beneficioso para las empresas chinas locales, ya que les permite vender m\u00e1s. A veces, los turistas se abstienen de comprar debido a inconvenientes de pago, como no saber c\u00f3mo utilizar los pagos m\u00f3viles, olvidarse de llevar dinero en efectivo o no encontrar un cajero autom\u00e1tico.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"540\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-1024x540.png?x-oss-process=style\/webp\" alt=\" As a business traveler, I also need to track my business expenses to truly understand my overall digital spending. \" class=\"wp-image-16054\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-1024x540.png?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-300x158.png?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-768x405.png?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-360x190.png?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4-18x9.png?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/01\/image-4.png?x-oss-process=style\/webp 1394w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>Entrevistado:<\/strong> As\u00ed pues, creo que el Gobierno chino est\u00e1 aplicando planes para estimular las ventas y el consumo internos mediante <a href=\"https:\/\/www.wooshpay.com\/resources\/knowledge\/online-payments\/2023\/12\/05\/mastering-the-digital-realm-accepting-payments-online\/\">pagos m\u00e1s c\u00f3modos<\/a>y, por tanto, repercute positivamente en la econom\u00eda.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-integration-of-mobile-payments\"><strong>Integraci\u00f3n de pagos por m\u00f3vil<\/strong><\/h3>\n\n\n\n<p><strong>Entrevistado:<\/strong> Intent\u00e9 vincular mi tarjeta a WeChat para comprobar la facilidad de uso del proceso. Descargu\u00e9 WeChat de la App Store, fui a \"Ajustes\" en la secci\u00f3n \"Yo\", introduje mi informaci\u00f3n en \"<a href=\"http:\/\/wooshpay.com\/resources\/knowledge\/online-payments\/2024\/01\/26\/payment-methods-ultimate-guide-choosing-the-best-option-for-you\/\">Herramientas y m\u00e9todos de pago<\/a>y he vinculado mi tarjeta. Aunque este proceso me result\u00f3 sencillo, no todo el mundo tiene la misma experiencia. Algunos pueden encontrar dificultades debido a que las interfaces de las aplicaciones son menos f\u00e1ciles de usar para los extranjeros.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-payment-limits-and-recommendations\"><strong>L\u00edmites de pago y recomendaciones<\/strong><\/h3>\n\n\n\n<p><strong>Entrevistado:<\/strong>Adem\u00e1s, WeChat y Alipay han establecido l\u00edmites en las transacciones, como un l\u00edmite de transacci\u00f3n \u00fanica de \u00a56000 RMB y un l\u00edmite total anual de \u00a560.000 RMB. Esto puede estar relacionado con las restricciones cambiarias de China. Es aconsejable que los turistas creen sus cuentas antes de salir de China para<a href=\"https:\/\/www.wooshpay.com\/resources\/knowledge\/online-payments\/2023\/12\/05\/mastering-the-digital-realm-accepting-payments-online\/\"> evitar posibles problemas de pago.<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-internationalization-of-china-s-payment-system\"><strong>Internacionalizaci\u00f3n<\/strong><strong> del sistema de pagos chino<\/strong><\/h2>\n\n\n\n<p><strong>Entrevistado:<\/strong> En general, el ecosistema de pagos de China avanza hacia una mayor internacionalizaci\u00f3n. Se trata de un cambio positivo tanto para los turistas como para los viajeros de negocios. Sin embargo, para lograr el m\u00e1ximo impacto, a\u00fan es necesario abordar ciertas cuestiones, como la comodidad de los vuelos y los visados. Aunque las fronteras se han reabierto, la verdadera recuperaci\u00f3n llevar\u00e1 alg\u00fan tiempo. De cara a los pr\u00f3ximos a\u00f1os, la direcci\u00f3n del desarrollo de China es prometedora.<br><br>El v\u00eddeo puede verse en: https:\/\/www.youtube.com\/watch?v=9HvmX-H9siE<\/p>","protected":false},"excerpt":{"rendered":"<p>En China, el dinero en efectivo ya no es el rey absoluto. Thomas Hood, tambi\u00e9n conocido como Thousand TomasHood, se encontr\u00f3 con varios problemas de pago durante su reciente viaje a Pek\u00edn.<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[22],"tags":[1290,1291],"class_list":["post-16047","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-online-payments","tag-china-payment","tag-payment-transformations"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Mobile Payments In China: What You Need To Know Before Visiting - WooshPay<\/title>\n<meta name=\"description\" content=\"Analyzing China&#039;s payment transformation: mobile payments rise, tourist challenges, small business impacts, future trends, and internationalization of China&#039;s payment ecosystem.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2024\/01\/10\/mobile-payments-in-china-what-you-need-to-know-before-visiting\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mobile Payments In China: What You Need To Know Before Visiting\" \/>\n<meta property=\"og:description\" content=\"Analyzing China&#039;s payment transformation: mobile payments rise, tourist challenges, small business impacts, future trends, and internationalization of China&#039;s payment ecosystem.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2024\/01\/10\/mobile-payments-in-china-what-you-need-to-know-before-visiting\/\" \/>\n<meta property=\"og:site_name\" content=\"WooshPay\" \/>\n<meta property=\"article:published_time\" content=\"2024-01-10T02:34:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-15T06:54:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2024\/07\/pic_home_new-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2138\" \/>\n\t<meta property=\"og:image:height\" content=\"1438\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"wooshpaysite\u7ba1\u7406\u5458\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wooshpaysite\u7ba1\u7406\u5458\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2024\/01\/10\/mobile-payments-in-china-what-you-need-to-know-before-visiting\/\",\"url\":\"https:\/\/www.wooshpay.com\/pt\/recursos\/conhecimento\/online-payments\/2024\/01\/10\/mobile-payments-in-china-what-you-need-to-know-before-visiting\/\",\"name\":\"Mobile Payments In China: What You Need To Know Before Visiting - 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