{"id":12584,"date":"2023-09-12T03:30:39","date_gmt":"2023-09-12T03:30:39","guid":{"rendered":"https:\/\/www.wooshpay.com\/?p=12584"},"modified":"2023-12-08T03:04:22","modified_gmt":"2023-12-08T03:04:22","slug":"riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods","status":"publish","type":"post","link":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/recursos\/conocimiento\/pagos-en-linea\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/","title":{"rendered":"En la cresta de la ola: El fuerte aumento de los pagos digitales y los m\u00e9todos ACH"},"content":{"rendered":"<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-35\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>Compru\u00e9balo, estamos <a href=\"https:\/\/www.mckinsey.com\/industries\/financial-services\/our-insights\/global-banking-annual-review\">en medio de una reorganizaci\u00f3n bancaria mundial<\/a>. \u00bfManejo de dinero a la antigua? S\u00ed, eso es del siglo pasado. Los pagos digitales est\u00e1n de moda, y uno de los grandes impulsores de este cambio es el m\u00e9todo de la C\u00e1mara de Compensaci\u00f3n Automatizada (ACH). Es como sacar el dinero del mundo del efectivo y <a href=\"https:\/\/www.wooshpay.com\/zh\/ecommerce-solution\/\">arrastrarla a la era electr\u00f3nica<\/a>Suave como la mantequilla.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<h2>Pagos digitales: A la velocidad de la luz<\/h2>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-15216\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-300x200.jpg?x-oss-process=style\/webp\" alt=\"\" width=\"773\" height=\"515\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-300x200.jpg?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-1024x681.jpg?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-768x511.jpg?x-oss-process=style\/webp 768w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-360x240.jpg?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-1536x1022.jpg?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-2048x1363.jpg?x-oss-process=style\/webp 2048w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/global-network-concept-photo-18x12.jpg?x-oss-process=style\/webp 18w\" sizes=\"(max-width: 773px) 100vw, 773px\" \/><\/p>\n<p>La transformaci\u00f3n digital del sector financiero ha sido profunda. El acceso a Internet y la penetraci\u00f3n de los smartphones est\u00e1n impulsando el fenomenal <a href=\"https:\/\/www.statista.com\/topics\/1211\/digital-payments-in-china\/\">crecimiento de los pagos digitales<\/a>. Lo que antes requer\u00eda ir al banco local, ahora se puede hacer con unos pocos clics o deslizamientos en una pantalla inteligente.<\/p>\n<h2>El m\u00e9todo ACH: El h\u00e9roe invisible<\/h2>\n<p><img decoding=\"async\" class=\"alignnone  wp-image-15208\" src=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-300x201.jpg?x-oss-process=style\/webp\" alt=\"\" width=\"773\" height=\"518\" srcset=\"https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-300x201.jpg?x-oss-process=style\/webp 300w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-1024x685.jpg?x-oss-process=style\/webp 1024w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-360x241.jpg?x-oss-process=style\/webp 360w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-1536x1027.jpg?x-oss-process=style\/webp 1536w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658-18x12.jpg?x-oss-process=style\/webp 18w, https:\/\/wooshpay-official-img.oss-accelerate.aliyuncs.com\/wp-content\/uploads\/2023\/11\/\u5fae\u4fe1\u622a\u56fe_20231130212658.jpg?x-oss-process=style\/webp 1801w\" sizes=\"(max-width: 773px) 100vw, 773px\" \/><\/p>\n<p>El m\u00e9todo ACH, un sistema electr\u00f3nico de transferencia de fondos gestionado por la Asociaci\u00f3n Nacional de C\u00e1maras de Compensaci\u00f3n Automatizadas (National Automated Clearing House Association) de EE.UU., se ha venido utilizando desde hace m\u00e1s de 20 a\u00f1os.<a href=\"https:\/\/www.straitstimes.com\/asia\/east-asia\/who-are-the-key-players-in-chinas-cultural-revolution\"> un actor clave en esta revoluci\u00f3n<\/a>. Permite mover fondos entre bancos sin utilizar cheques en papel, transferencias bancarias, redes de tarjetas de cr\u00e9dito ni dinero en efectivo.<\/p>\n<h2>Aumento de la popularidad: Razones de su adopci\u00f3n<\/h2>\n<p><img decoding=\"async\" src=\"https:\/\/www.wooshpay.com\/wp-content\/uploads\/2023\/08\/bss_Adoption_surge_of_ACH_method_00.jpg\" alt=\"Adoption surge of ACH method\" \/><\/p>\n<p>La popularidad del m\u00e9todo ACH se debe a varios factores clave. Elimina la necesidad de cheques f\u00edsicos y otros m\u00e9todos bancarios tradicionales, lo que reduce el papeleo y la carga de trabajo. Tambi\u00e9n es apreciado por su rapidez, seguridad y comodidad.<\/p>\n<h2>Proyecci\u00f3n de futuro: \u00bfQu\u00e9 nos espera?<\/h2>\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-37\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>Con todas las ventajas que aporta y la forma en que est\u00e1 cambiando el mundo financiero, el m\u00e9todo ACH se est\u00e1 preparando para ser uno de los principales protagonistas en el juego del dinero del futuro. A medida que entren en juego nuevos artilugios y normas, puedes estar seguro de que la ACH y los pagos digitales en general seguir\u00e1n creciendo como un cohete.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"group w-full text-token-text-primary border-b border-black\/10 dark:border-gray-900\/50 bg-gray-50 dark:bg-[#444654]\" data-testid=\"conversation-turn-39\">\n<div class=\"p-4 justify-center text-base md:gap-6 md:py-6 m-auto\">\n<div class=\"flex flex-1 gap-4 text-base mx-auto md:gap-6 md:max-w-2xl lg:max-w-[38rem] xl:max-w-3xl }\">\n<div class=\"relative flex w-[calc(100%-50px)] flex-col gap-1 md:gap-3 lg:w-[calc(100%-115px)]\">\n<div class=\"flex flex-grow flex-col gap-3 max-w-full\">\n<div class=\"min-h-[20px] flex flex-col items-start gap-3 overflow-x-auto whitespace-pre-wrap break-words\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>En resumen, el mundo de los pagos digitales est\u00e1 experimentando una profunda transformaci\u00f3n. \u00bfY adivina qui\u00e9n es el protagonista? S\u00ed, el m\u00e9todo ACH. Con su necesidad de rapidez, seguridad a prueba de balas y comodidad, est\u00e1 a punto de establecer un nuevo est\u00e1ndar de oro para la forma en que hacemos las transacciones financieras.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"flex justify-between lg:block\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center mt-2 gap-2 md:gap-3 lg:gap-1 lg:absolute lg:top-0 lg:translate-x-full lg:right-0 lg:mt-0 lg:pl-2 visible\"><button class=\"flex ml-auto gap-2 rounded-md p-1 hover:bg-gray-100 hover:text-gray-700 dark:text-gray-400 dark:hover:bg-gray-700 dark:hover:text-gray-200 disabled:dark:hover:text-gray-400\"><\/button><\/p>\n<div class=\"flex gap-1\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Check it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and dragging it into the electronic [&hellip;]<\/p>","protected":false},"author":1,"featured_media":12585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[22],"tags":[647,457],"class_list":["post-12584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-online-payments","tag-ach-method","tag-digital-payments"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods - WooshPay<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/recursos\/conocimiento\/pagos-en-linea\/2023\/09\/12\/riding-the-wave-the-sharp-surge-in-digital-payments-and-ach-methods\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Riding the Wave: The Sharp Surge in Digital Payments and ACH Methods\" \/>\n<meta property=\"og:description\" content=\"Check it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. 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it out, we&#8217;re in the middle of a worldwide banking shake-up. Old-school money handling? Yeah, that&#8217;s so last century. Digital payments are where it&#8217;s at, and one big game-changer in this shift is the Automated Clearing House (ACH) method. It&#8217;s like taking money from the world of cash and dragging it into the electronic&hellip;","_links":{"self":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/posts\/12584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/comments?post=12584"}],"version-history":[{"count":0,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/posts\/12584\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/media\/12585"}],"wp:attachment":[{"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/media?parent=12584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/categories?post=12584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/d2jcf4noflr1cd.cloudfront.net\/es\/wp-json\/wp\/v2\/tags?post=12584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}